Compare Mortgage Lenders in Cincinnati, OH
Browse mortgage lenders serving Cincinnati, Ohio. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 20 mortgage lenders in Cincinnati, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Cincinnati Ohio help home buyers and homeowners secure financing for property purchases or refinancing. Ohio law requires mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Cincinnati borrowers can work with local banks credit unions or independent mortgage brokers to find loan options that fit their needs.
What Does a Mortgage Lender in Cincinnati Cost?
Typical costs for a mortgage lender in Ohio include an origination fee of 0.5 percent to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 500 to 1 500 dollars. Ohio also charges a mortgage recording fee of about 30 to 50 dollars. These amounts vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What licenses do mortgage lenders need in Ohio?
Mortgage loan originators in Ohio must hold a valid license from the Ohio Division of Financial Institutions. They also must register with the Nationwide Multistate Licensing System. You can verify a lender license on the NMLS website.
How long does a mortgage loan take to close in Ohio?
A typical mortgage loan in Ohio closes in 30 to 45 days from application. Delays can occur if appraisal or title work takes longer. Ohio law does not set a specific time limit for closing.