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Browse mortgage lenders serving Ridgeland, Mississippi. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Ridgeland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 14 mortgage lenders in Ridgeland, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ernie Turner
1076 Highland Colony Pkwy #150, Ridgeland, MS 39157
Ridgeland Mississippi offers a range of mortgage lender services for home buyers and refinancing clients. Mississippi law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders in Ridgeland can assist with conventional FHA and VA loans for properties in Madison County.
What Does a Mortgage Lender in Ridgeland Cost?
Mortgage lender costs in Mississippi include origination fees typically 0.5 to 1 percent of the loan amount and third party fees for appraisal title insurance and credit report. Expect total closing costs between 2500 and 6000 for a standard home purchase. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ridgeland?
You need proof of income such as pay stubs and tax returns a valid ID and credit history. Mississippi lenders also require a property appraisal and title search for the home.
How long does the mortgage approval process take in Mississippi?
Typical approval takes 30 to 45 days from application to closing. Mississippi law allows a three business day right of rescission for refinances but not for purchase loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.