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Directory of mortgage lenders in Hernando, Mississippi. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Hernando, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 3 mortgage lenders in Hernando, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Walters Home Lending: Eagle Bank Mortgage
210 E Commerce St #3, Hernando, MS 38632
9014381901
Jennifer Hill
316 W Commerce St, Hernando, MS 38632
6624295100
Eagle Bank Mortgage
210 E Commerce St #3, Hernando, MS 38632
6622988554
Mortgage lenders in Hernando Mississippi help homebuyers secure financing for residential properties. Mississippi law requires lenders to be licensed through the Mississippi Department of Banking and Consumer Finance. Local lenders understand the Hernando real estate market and can guide you through conventional FHA and VA loan options.
What Does a Mortgage Lender in Hernando Cost?
Typical costs for a mortgage in Mississippi include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs about 500 to 1000 dollars. Closing costs usually total 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hernando Mississippi?
You typically need pay stubs tax returns bank statements and photo identification. Mississippi lenders also require a credit check and proof of employment. Gather these items before you start the application process.
How long does it take to close on a mortgage in Hernando Mississippi?
The average mortgage closing in Mississippi takes 30 to 45 days. Delays can happen if appraisal or title work takes longer. Your lender will give you a timeline based on your specific loan type.
What is the minimum credit score for a mortgage in Mississippi?
FHA loans in Mississippi require a minimum credit score of 580. Conventional loans often need a score of 620 or higher. Each lender sets its own requirements so check with multiple lenders.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Mississippi.