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Find Mortgage Lenders Near You in Novi, MI

Directory of mortgage lenders in Novi, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

16 agents listed
Updated June 2026
Novi, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 16 mortgage lenders in Novi, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NAF Cash, LLC.
41050 W 11 Mile Rd Suite 220, Novi, MI 48375
(855) 927-3712 naf-cash.com
New American Funding - Novi, MI
41050 W 11 Mile Rd, Novi, MI 48375
(248) 215-0319 newamericanfunding.com
Lincoln Capital Funding
Based In, Novi, MI 48377
(888) 974-2533 lincolncapitalfunding.com
Limetree Lending of Michigan
39555 Orchard Hill Pl # 600, Novi, MI 48375
(734) 837-4033
Pathway Mortgage
39555 Orchard Hill Pl, Novi, MI 48375
(248) 587-7007 pathwayhomeloans.com
Insight Loans
27780 Novi Rd #210, Novi, MI 48377
(877) 850-5626 insightloans.com
AFI Financial Inc - Michigan
42400 W 9 Mile Rd STE W5, Novi, MI 48375
(877) 234-0600 afifinancial.com
Valley Lending
24110 Meadowbrook Rd Suite 113, Novi, MI 48375
(248) 346-0468 valleylending.com
Ian McLaughlin, NMLS: 256186, Iron Mortgage
46571 Galway Dr, Novi, MI 48374
(734) 834-1778 iron.mortgage
New American Funding - Godfrey Aguwa, Jr.
41050 W 11 Mile Rd suite 100, Novi, MI 48375
(949) 561-1060 newamericanfunding.com
New American Funding - James R. Tausche
41050 W 11 Mile Rd suite 100, Novi, MI 48375
(312) 339-9135 newamericanfunding.com
MortgageRight
42400 Grand River Ave # 111, Novi, MI 48375
(734) 259-9400 prequalifyus.com
Tenille Messina Zuykov - Insight Loans Michigan & Florida Mortgage Broker
27780 Novi Rd #210, Novi, MI 48377
(586) 855-2027 facebook.com
PNC Mortgage
41325 W 10 Mile Rd, Novi, MI 48375
(248) 426-6000 pnc.com
Novi Mortgage
43155 Main St #2300y, Novi, MI 48375
(248) 690-3499 andyblair.us
Chase Home Lending
47350 Grand River Ave, Novi, MI 48374
(248) 264-7685 homelendingadvisor.chase.com

Mortgage lenders in Novi Michigan help residents secure financing for home purchases and refinancing. Michigan law requires lenders to be licensed through the state and follow specific disclosure rules under the Michigan Mortgage Brokers Act. Working with a local Novi lender can provide insight into Oakland County market trends and property values.

What Does a Mortgage Lender in Novi Cost?

Typical costs for a mortgage lender in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Michigan generally range from 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Novi Michigan?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a government-issued ID. Michigan lenders may also require proof of homeowners insurance and a property appraisal before final approval.
How long does the mortgage process take in Michigan?
The mortgage process in Michigan usually takes 30 to 45 days from application to closing. Michigan law requires a three-day right of rescission for refinances, which can add a few days to the timeline.
Are there special mortgage programs for first-time home buyers in Novi?
Yes, Michigan offers the MSHDA (Michigan State Housing Development Authority) program for first-time buyers, which provides down payment assistance and competitive rates. Novi residents may also qualify for local Oakland County home buyer grants.