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Find Mortgage Lenders Near You in Birmingham, MI

Looking for a mortgage lender in Birmingham? Review the directory below to compare your options.

18 agents listed
Updated June 2026
Birmingham, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 18 mortgage lenders in Birmingham, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Swift Home Loans
805 E Maple Rd, Birmingham, MI 48009
(833) 697-9438 swifthomeloans.com
Frank Swartz, NMLS #406422
725 S Adams Rd Suite 286, Birmingham, MI 48009
(248) 867-1821 lo.citizensbank.com
Better Neighbor Mortgage, LLC
280 N Old Woodward Ave, Birmingham, MI 48009
(800) 971-4552 betterneighbor.com
Better Rate Mortgage
390 Park St Suite 100, Birmingham, MI 48009
(248) 225-6728 mybetterrate.com
Rockwood Mortgage
33834 Woodward Ave, Birmingham, MI 48009
(248) 703-0115 rockwoodmortgage.com
Power Home Loans
925 E Maple Rd, Birmingham, MI 48009
(248) 275-0405 powerhl.com
Griffen Hock - Berkshire Capital - Home Mortgage Specialist
33687 Woodward Ave, Birmingham, MI 48009
(248) 755-0765
York Financial Inc
1221 Bowers St #914, Birmingham, MI 48012
(248) 593-9900 yorkloan.com
Lewis Financial Mortgage
401 S Old Woodward Ave Suite #435, Birmingham, MI 48009
(248) 901-1700 lewisfin.com
L.A. Mortgage
400 Hamilton Row Suite 100, Birmingham, MI 48009
(888) 883-1985 lamortgage.com
Prolific Mortgage
166 W Maple Rd Suite 200, Birmingham, MI 48009
(248) 533-8480 prolificmortgage.com
Mason Miller, First National Mortgage Bankers, NMLS#185193
700 E Maple Rd Suite 302, Birmingham, MI 48009
(866) 644-6910 snap.mortgageone.com
Mike Maiorano Bestrate Mortgage
390 Park St Suite 100, Birmingham, MI 48009
(248) 310-5300 linktr.ee
Core Direct Mortgage
1363 Smith Ave, Birmingham, MI 48009
(800) 491-3054 cdmlend.com
Century Mortgage Lending
1945 Southfield Rd, Birmingham, MI 48009
(248) 258-4977 centuryml.com
Bloom Lending
280 N Old Woodward Ave Suite 100, Birmingham, MI 48009
(734) 645-5646 bloomlendingmi.com
BANCO MORTGAGE CENTRE
379 Hamilton Row, Birmingham, MI 48009
(248) 258-5600
Century Mortgage Lending LLC
1945 Southfield Rd, Birmingham, MI 48009
(517) 351-2820 centuryml.com

Mortgage lenders in Birmingham Michigan help home buyers and homeowners secure financing for property purchases and refinancing. Michigan law requires all mortgage lenders to be licensed through the Michigan Department of Insurance and Financial Services. Local lenders in Birmingham understand the Oakland County real estate market and can guide you through the Michigan specific closing process.

What Does a Mortgage Lender in Birmingham Cost?

Typical costs for a mortgage lender in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Michigan generally range from 2 to 5 percent of the purchase price. This information is general and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Birmingham Michigan?
You typically need pay stubs, tax returns, bank statements, and identification. Michigan lenders also require a property appraisal and title search. Requirements can vary by loan type and lender.
How long does the mortgage process take in Michigan?
The mortgage process in Michigan usually takes 30 to 45 days from application to closing. Michigan law requires a three business day right of rescission for refinances. Delays can occur if additional documents are needed.
What are the Michigan specific mortgage rules I should know?
Michigan is a non judicial foreclosure state, meaning lenders can foreclose without court approval. Michigan also has a 6 year statute of limitations for mortgage debt collection. Buyers should review all loan terms carefully before signing.