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Looking for a mortgage lender in Midland? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Midland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 19 mortgage lenders in Midland, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Home Lending - Joe Gracia
6024 Eastman Ave Suite B, Midland, MI 48640
9896156642
Chad Gilstad Motto Mortgage Energy
4900 Eastman Ave, Midland, MI 48640
9899489035
Total Home Lending - Brad Schalk
801 Joe Mann Blvd P, Midland, MI 48642
9894887772
Steve King - First Community Mortgage - NMLS ID 161279
4977 Eastman Ave, Midland, MI 48640
9898596312
Academy Mortgage
111 E Wackerly St Suite C, Midland, MI 48642
9896151581
Scott Strouse - Citywide Home Mortgage
214 W Wackerly St Suite 200, Midland, MI 48640
9898598330
Geneva Financial Home Loans - Maria Fernette
702 Ashman St Suite C, Midland, MI 48640
9895133436
Steve Branigan - First Community Mortgage - NMLS ID 161997
4977 Eastman Ave, Midland, MI 48640
9894887783
Sue Moody at Citywide (NMLS #533597)
214 W Wackerly St Suite 200 Office 1, Midland, MI 48640
9894889219
Matthew Bednorek - First Community Mortgage - NMLS ID 292821
4977 Eastman Ave, Midland, MI 48640
9893175383
Jeromy Estes- First Community Mortgage - Nmls # 1990211
4977 Eastman Ave, Midland, MI 48640
9892592692
First Community Mortgage - Midland, MI
4977 Eastman Ave, Midland, MI 48640
8004648626
Brayton Farr - Citywide Home Mortgage
214 W Wackerly St, Midland, MI 48640
2317151260
Motto Mortgage Energy
4900 Eastman Ave, Midland, MI 48640
9895464333
Jessica Barber- Loan Originator
214 W Wackerly St Suite 200, Midland, MI 48640
9892059333
Erin Thayer NMLS 2174218
214 W Wackerly St, Midland, MI 48640
9898592779
Stephanie Geiersbach - Total Home Lending
2706 Louanna St, Midland, MI 48640
9896151581
Steve Branigan, NMLS: 161997, First Community Mortgage
2931 Manor Dr, Midland, MI 48640
9894887783
Janet Willbee at Citywide (NMLS #500600)
214 W Wackerly St Suite 200 Office 1, Midland, MI 48640
7735166208
Mortgage lenders in Midland Michigan help you secure financing for a home purchase or refinance. They guide you through loan options including conventional FHA and VA loans. Michigan law requires lenders to provide a Good Faith Estimate within three days of your application.
What Does a Mortgage Lender in Midland Cost?
Typical costs for a mortgage lender in Michigan include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Closing costs total 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Midland?
You will need pay stubs tax returns bank statements and photo ID. Lenders also require proof of employment and a credit report. Specific requirements vary by loan type.
How long does the mortgage process take in Michigan?
The typical mortgage process takes 30 to 45 days from application to closing. Michigan law allows a three day rescission period for refinances. Delays can occur if appraisals or title work take longer.
What is the minimum down payment for a home in Midland?
Minimum down payments depend on the loan type. FHA loans require 3.5 percent down. Conventional loans may allow as little as 3 percent down. VA and USDA loans can offer zero down payment options.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.