Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 9 mortgage lenders in Commerce Township, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Benstein Financial
1040 Drakeshire Dr, Commerce Township, MI 48390
5863398888
Garrett Financial Group LLC
2000 Oakley Park Rd Suite 204-B, Commerce Township, MI 48390
3135801020
Hearth Home Loans
1748 Traditional Dr Suite C, Commerce Township, MI 48390
2487879905
Katrina Kamenetski - Gold Star Mortgage Financial Group
5945 Lynne Hollow Dr, Commerce Township, MI 48382
2482123333
Simple Home Lending Commerce Twp
2900 Union Lake Rd #101, Commerce Township, MI 48382
2487870744
Chris Knoche - John Adams Mortgage
8430 Richardson Rd, Commerce Township, MI 48382
2485357073
John Adams Mortgage Company
4474, 8430 Richardson Rd, Commerce Township, MI 48382
2485357073
Chase Home Lending
2801 Union Lake Rd, Commerce Township, MI 48382
3305239373
Mortgage, Bank of America
3085 E West Maple Rd, Commerce Township, MI 48390
2485748270
What Does a Mortgage Lender in Commerce Township Cost?
Typical costs for a mortgage lender in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Commerce Township?
You will need recent pay stubs, tax returns, bank statements, and identification. Lenders also check your credit score and debt to income ratio. Michigan law requires specific disclosures about loan terms and costs.
How long does it take to close on a home loan in Michigan?
A typical mortgage closing in Michigan takes 30 to 45 days from application to closing. Delays can happen if appraisals or title work take longer. Your lender will provide a timeline based on your specific loan type.
What are the down payment requirements for a home in Commerce Township?
Down payment requirements vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. Michigan first time home buyer programs may offer assistance for qualified buyers.