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Directory of mortgage lenders in Clio, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Clio, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 mortgage lenders in Clio, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Genisys Credit Union
300 Smith St, Clio, MI 48420
8106865756
PNC Mortgage
107 E Vienna St, Clio, MI 48420
8106861300
Chase Mortgage
4130 W Vienna Rd, Clio, MI 48420
8106871550
Mortgage lenders in Clio Michigan help home buyers and homeowners secure financing for property purchases and refinancing. Michigan law requires lenders to be licensed under the Michigan Mortgage Lenders Act and to follow specific disclosure rules. Local lenders can guide you through the process from pre approval to closing.
What Does a Mortgage Lender in Clio Cost?
Typical costs for a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Clio Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. Michigan lenders also require a property appraisal and a credit check. Gather these documents before starting your application.
How long does it take to close a mortgage in Michigan?
The average mortgage closing in Michigan takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if appraisal issues arise. Your lender will provide a timeline estimate at the start.
Are there Michigan specific mortgage programs for first time buyers?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low interest loans for eligible first time buyers. These programs have income limits and property location requirements. Check with local lenders in Clio for current availability.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.