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Directory of mortgage lenders in Worcester, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Worcester, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 20 mortgage lenders in Worcester, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Worcester, MA
25 Harvard St 2nd Floor, Worcester, MA 01609
5086355422
Guild Mortgage - Trevor McFarland
324 Grove St 1st Floor, Worcester, MA 01605
6038010640
Guild Mortgage - Chad Rankin - Home Loan Expert
324 Grove St 1st 1st Floor, Worcester, MA 01605
5084177740
Loans With Larry
50 Elm St, Worcester, MA 01609
7742499309
Team Hunton - MBA Mortgage
50 Elm St, Worcester, MA 01609
9785753053
Sebastian Bilentschuk NMLS#1213787
50 Elm St, Worcester, MA 01609
7742663596
New American Funding - Nick Paleologos
169 Shrewsbury St suite A, Worcester, MA 01604
5087559884
Emily DeGray at CrossCountry Mortgage
446 Main St Suite 1902-B, Worcester, MA 01608
4138964941
Tristan Bedinger - MBA Mortgage Co, NMLS#1505510
50 Elm St #8, Worcester, MA 01609
9782276426
New American Funding - George Fotos
169 Shrewsbury St suite A, Worcester, MA 01604
5087559883
Intuitive Mortgage - Jason Bibeau, Mortgage Broker
1 Kelley Sq Suite 207, Worcester, MA 01610
5083414784
Carrie Sanchez, Total Mortgage, Worcester MA
100 Front St Suite 400-130, Worcester, MA 01608
7746411882
Primary Residential Mortgage, Inc.
711 Pleasant St, Worcester, MA 01602
5087920360
David Samara
1393 Grafton St, Worcester, MA 01604
5083808385
New American Funding - Worcester, MA
169 Shrewsbury St Suite A, Worcester, MA 01604
5087559881
Intuitive Mortgage Company
1 Kelley Sq Suite 207, Worcester, MA 01610
5083414784
Elite Financial Group Inc
425 Sunderland Rd, Worcester, MA 01604
5087988117
Vicky McSweeney
1393 Grafton St, Worcester, MA 01604
6175711266
Guild Mortgage Company
324 Grove St 1st Floor, Worcester, MA 01605
5085356097
New American Funding - Khanh Nguyen
169 Shrewsbury St suite A, Worcester, MA 01604
5084404478
Mortgage lenders in Worcester Massachusetts help home buyers and homeowners secure financing for property purchases and refinancing. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Worcester offers a mix of urban and suburban properties, and local lenders understand the specific appraisal and title requirements for Central Massachusetts.
What Does a Mortgage Lender in Worcester Cost?
Typical mortgage lender costs in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the home purchase price. These are general estimates and costs vary by lender, loan type, and property. This information is for general educational purposes and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Worcester Massachusetts?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. Massachusetts lenders also require a signed application and authorization to check your credit report.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law gives lenders three business days to provide a loan estimate and requires a three day right of rescission for refinances.
Are there special mortgage programs for first time buyers in Massachusetts?
Yes, the Massachusetts Housing Partnership offers the ONE Mortgage program with low down payments and reduced mortgage insurance. Worcester also has local down payment assistance programs through the city and state.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.