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Mortgage Lenders in Andover, MA

Browse mortgage lenders serving Andover, Massachusetts. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Andover, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 20 mortgage lenders in Andover, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
75 Essex St, Andover, MA 01810
9788529707
Matthew Tran - Total Mortgage, NMLS #1644981
75 Essex St, Andover, MA 01810
9789738311
Homeownership Hub
1 Main St, Andover, MA 01810
6179594885
Kim Mello – Mortgage Loan Officer at Bangor Savings Bank (NMLS #20340)
26 Chestnut St, Andover, MA 01810
7817100118
Jim Kochakian at CrossCountry Mortgage
2 Elm Square Suite 201B, Andover, MA 01810
9788357413
Cremon Mortgage Experts
11 Chestnut St Suite 6A, Andover, MA 01810
7813675059
Mary Schruender at Rate (NMLS #885647)
2 Elm Ct #203, Andover, MA 01810
9784078397
Kathy Vasel at CrossCountry Mortgage
44 Park St 1st Floor, Ste 1, Andover, MA 01810
9782671467
Guaranteed Rate- Mike Suffoletto
2 Elm Ct #203, Andover, MA 01810
6173837283
Jim Kelley – Mortgage Loan Officer at Bangor Savings Bank (NMLS #22227)
26 Chestnut St, Andover, MA 01810
9782700851
Olga Lee at CrossCountry Mortgage
44 Park St 1st Floor, Suite 1, Andover, MA 01810
6173203521
Bangor Savings Bank – Mortgage Loan Office
26 Chestnut St, Andover, MA 01810
8772264671
Melissa Caci – Senior Mortgage Loan Officer at Bangor Savings Bank -NMLS #173535
26 Chestnut St, Andover, MA 01810
7817219282
Samantha Sirmaian - Total Mortgage, NMLS #1524849
75 Essex St, Andover, MA 01810
9787714747
Rui Chaves - Regional Mortgage Sales Manager at Bangor Savings Bank NMLS #706482
26 Chestnut St, Andover, MA 01810
4014804442
Anne Concemi - Total Mortgage, NMLS #3527
75 Essex St, Andover, MA 01810
9788529707
Bill Palm – Mortgage Loan Officer at Bangor Savings Bank (NMLS #33986)
26 Chestnut St, Andover, MA 01810
9784761914
Brianna Peroza Total Mortgage NMLS# 2509888
75 Essex St, Andover, MA 01810
5082715853
Jana Bottass Total Mortgage NMLS# 1826980
75 Essex St, Andover, MA 01810
8609771574
Rate
2 Elm Ct #203, Andover, MA 01810
7818100587

Mortgage lenders in Andover, Massachusetts help homebuyers secure financing for residential properties. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with the Andover real estate market and can guide you through the state specific mortgage process.

What Does a Mortgage Lender in Andover Cost?

Typical mortgage lender costs in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $200 to $400. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Andover?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and identification. Massachusetts lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law mandates a three day right of rescission period after signing for most purchase loans.
Are there special mortgage programs for first time buyers in Massachusetts?
Yes, Massachusetts offers the MassHousing program which provides low down payment options and competitive rates for first time buyers. Lenders in Andover can help you determine if you qualify.