Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 20 mortgage lenders in Waltham, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Shant Banosian at Rate (NMLS #7206)
465 Waverley Oaks Rd Suite 200, Waltham, MA 02452
6178276674
Jason Deeb @ Cambridge Savings Bank (NMLS 187869)
81 Wyman St, Waltham, MA 02451
6179018405
Ted Malkhasian at Rate (NMLS #49345)
465 Waverley Oaks Rd Suite 200, Waltham, MA 02452
6172868907
Jen Pintos at Guaranteed Rate Affinity (NMLS #1596923)
560 Moody St Suite 1, Waltham, MA 02453
9787044059
American Mortgage Resource, Inc. NMLS# MB22431
2 Winter St Suite #202, Waltham, MA 02451
6179728588
Movement Mortgage - Waltham, MA
271 Waverley Oaks Rd Suite 304, Waltham, MA 02452
7816422000
Sean Goudreau at Rate (NMLS #326155)
465 Waverley Oaks Rd Suite 200, Waltham, MA 02452
7812029056
Hanchell Maurissaint Gomes
465 Waverley Oaks Rd Suite 200, Waltham, MA 02452
3396748763
Ryan Van Auken at Rate (NMLS #1929754)
271 Waverley Oaks Rd Suite 306, Waltham, MA 02452
7813251464
Bay Equity Home Loans - Waltham, MA
204 2nd Ave, Waltham, MA 02451
6176556420
Cory Parker - AnnieMac Home Mortgage
465 Waverley Oaks Rd Suite 200, Waltham, MA 02452
8608743538
Adam Cohen at Rate (NMLS #22203)
271 Waverley Oaks Rd #306, Waltham, MA 02452
7814057883
Fred Allard
271 Waverley Oaks Rd Suite 304, Waltham, MA 02452
6174384487
Chris Sawyer at AnnieMac Home Mortgage
465 Waverley Oaks Rd Suite 200, Waltham, MA 02452
7814723918
Rusty O'Dowd at Rate (NMLS #441880)
271 Waverley Oaks Rd Suite 306, Waltham, MA 02452
7816472026
Tracy Do at Rate (NMLS #481167)
465 Waverley Oaks Rd Suite 200, Waltham, MA 02452
7813251455
Hong Geng at Rate (NMLS #20366)
271 Waverley Oaks Rd Suite 306, Waltham, MA 02452
9787600303
Michelle Chmelar at Rate (NMLS #65372)
271 Waverley Oaks Rd Suite 306, Waltham, MA 02452
2123189464
Rate
271 Waverley Oaks Rd Suite 306, Waltham, MA 02452
7817889030
David Landry, Senior Loan Officer NMLS #441866 - Movement Mortgage, LLC.
271 Waverley Oaks Rd Suite 304, Waltham, MA 02452
6173475859
What Does a Mortgage Lender in Waltham Cost?
Typical mortgage lender costs in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums of 500 to 1,500 dollars. Closing costs in Middlesex County often total 2 to 5 percent of the purchase price. Massachusetts also charges a deed recording fee of about 100 dollars and a state transfer tax of 2.28 dollars per 500 dollars of property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waltham?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo ID. Massachusetts lenders also require proof of Massachusetts homeowners insurance before closing.
How long does a mortgage closing take in Massachusetts?
The average mortgage closing in Massachusetts takes 30 to 45 days from application to funding. State law requires a three day right of rescission for refinances on primary residences.
Are there special mortgage programs for first time buyers in Massachusetts?
Yes, Massachusetts offers the MassHousing program with low down payment options and competitive rates for first time buyers. Waltham residents may also qualify for local down payment assistance through the city or state agencies.