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Looking for a mortgage lender in North Reading? Review the directory below to compare your options.
2 agents listed
Updated May 2026
North Reading, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage lenders in North Reading, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Patriot Mortgage Co Inc
4 Lowell Rd #11, North Reading, MA 01864
9782763322
Bank of America Mortgage
172 Park St, North Reading, MA 01864
9783961923
Mortgage lenders in North Reading Massachusetts help homebuyers and homeowners secure financing for property purchases and refinances. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local lenders understand the North Reading real estate market and can guide you through state-specific programs like MassHousing loans.
What Does a Mortgage Lender in North Reading Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costing 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Reading?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and photo identification. Massachusetts lenders also require a signed purchase and sale agreement if you are buying a home.
How long does the mortgage process take in Massachusetts?
The mortgage process in Massachusetts usually takes 30 to 45 days from application to closing. Massachusetts law mandates a three-day right of rescission for refinances, which adds three business days to the timeline.
Are there special mortgage programs for first-time buyers in Massachusetts?
Yes, Massachusetts offers the MassHousing program with low down payment options and competitive rates for first-time buyers. The FHA loan program is also popular in North Reading and requires a 3.5 percent down payment.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.