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Showing 5 mortgage lenders in Hadley, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UMassFive College Federal Credit Union
200 Westgate Center Dr, Hadley, MA 01035
(413) 256-5500
umassfive.coop
What Does a Mortgage Lender in Hadley Cost?
Typical costs for a mortgage lender in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hadley?
You typically need pay stubs, tax returns, bank statements, and identification. Massachusetts lenders also require a signed application and a Good Faith Estimate under state law.
How long does it take to close on a mortgage in Massachusetts?
The average time to close is 30 to 45 days. Massachusetts has a statutory right of rescission period of three business days after closing for most purchase loans.
Are there first-time home buyer programs in Hadley?
Yes. Massachusetts offers the MassHousing program and the ONE Mortgage Program for income-eligible buyers. These programs provide lower down payments and reduced mortgage insurance.