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Mortgage Lenders in Lithonia, GA

Browse mortgage lenders serving Lithonia, Georgia. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Lithonia, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 4 mortgage lenders in Lithonia, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
6116 Covington Hwy #C, Lithonia, GA 30058
7705930300
1800NewDeal
8200 Mall Pkwy Suite B195, Lithonia, GA 30058
6786892931
DHI Mortgage
8612 Seabiscuit Rd, Lithonia, GA 30058
7703249628
New Choice Mortgage LLC
2061 Rock Chapel Rd, Lithonia, GA 30058
7704844877

Mortgage lenders in Lithonia Georgia help homebuyers and homeowners secure loans for purchasing or refinancing property. Georgia law requires lenders to be licensed through the Georgia Department of Banking and Finance. Local lenders understand the Lithonia real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Lithonia Cost?

Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance from 500 to 1,500 dollars. Closing costs in Lithonia usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lithonia?
You typically need pay stubs, tax returns, bank statements, and a government ID. Georgia lenders also require a property appraisal and title search. Gather these documents early to speed up the process.
How long does it take to close on a mortgage in Georgia?
A typical mortgage closing in Georgia takes 30 to 45 days from application. Georgia law requires a three-day right of rescission for refinances. Delays can happen if documents are incomplete.