Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 20 mortgage lenders in Albany, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
300 W Broad Ave, Albany, GA 31701
2294354700
1st Franklin Financial
2231 Dawson Rd Suite A, Albany, GA 31707
2294398867
Mariner Finance
2822 Nottingham Way Suite 106, Albany, GA 31707
2293372547
Colony Bank
2900 Old Dawson Rd, Albany, GA 31721
2294308080
Service Loans
302 W Broad Ave, Albany, GA 31701
2294350285
Security Finance
2516 Dawson Rd STE C, Albany, GA 31707
2298832567
OneMain Financial
2516 Dawson Rd K, Albany, GA 31707
2294320543
AMG Finance
103 S Jackson St, Albany, GA 31701
2294360567
Lendmark Financial Services LLC
2734 Ledo Rd STE 11, Albany, GA 31721
2294367705
Angela Denney - Ameris Bank Mortgage
2627 Dawson Rd, Albany, GA 31707
2293471489
Republic Finance
2831 Ledo Rd, Albany, GA 31707
2293605800
Albany Community Together Inc
230 S Jackson St #333, Albany, GA 31701
2292803381
Heritage Investment Center
2829 Old Dawson Rd, Albany, GA 31707
2298782044
Erin McDonald - Renasant Mortgage
721 N Westover Blvd, Albany, GA 31707
2298782065
Commercial Lending Albany GA
208 N Westover Blvd, Albany, GA 31707
2294157754
Renasant Mortgage
721 N Westover Blvd, Albany, GA 31707
2298782041
Colony Mortgage Corporation
616 N Westover Blvd, Albany, GA 31707
2294369000
America's First Home Mortgage
1209 Dawson Rd, Albany, GA 31707
2294200021
Regions Mortgage
2419 Sylvester Rd, Albany, GA 31705
8007344667
Assurance Mortgage
107 N Westover Blvd, Albany, GA 31707
2294208225
What Does a Mortgage Lender in Albany Cost?
Typical costs for a mortgage lender in Georgia include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,000. Closing costs in Georgia generally range from 2% to 5% of the purchase price. These costs vary by loan type, lender, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Albany Georgia?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Georgia lenders also require a credit check and proof of employment. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Georgia?
The average mortgage process in Georgia takes 30 to 45 days from application to closing. Georgia law requires a three day right of rescission for refinances. Delays can occur if appraisals or title work take longer than expected.
Are there Georgia specific programs for first time home buyers?
Yes, the Georgia Dream Homeownership Program offers down payment assistance and lower interest rates for eligible first time buyers. The Georgia Department of Community Affairs administers this program. Income and purchase price limits apply based on the county.