ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Garden City, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Garden City, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 3 mortgage lenders in Garden City, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Pawns
4215 Augusta Rd, Garden City, GA 31408
9125252446
TitleBucks Title Pawns
5150 Augusta Rd, Garden City, GA 31408
9124010090
World Finance
528 US-80, Garden City, GA 31408
9122577013
Mortgage lenders in Garden City Georgia help home buyers and homeowners secure financing for property purchases and refinancing. Georgia law requires mortgage lenders to be licensed through the Georgia Department of Banking and Finance. Local lenders understand the Garden City real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Garden City Cost?
Typical mortgage lender costs in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. These costs vary based on loan size, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Garden City Georgia?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Georgia lenders also require a property appraisal and title search. Requirements vary by loan type and lender.
How long does the mortgage process take in Georgia?
The mortgage process in Georgia usually takes 30 to 45 days from application to closing. Georgia law requires a three day rescission period for refinances. Purchase loans do not have a rescission period.
Are there Georgia specific mortgage programs for first time buyers?
Yes, the Georgia Department of Community Affairs offers the Georgia Dream program. This program provides down payment assistance and competitive rates for eligible first time home buyers in Garden City. Income limits and property price caps apply.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Garden City who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.