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Directory of mortgage lenders in Dacula, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
Dacula, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 6 mortgage lenders in Dacula, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coastal Mortgage Services, Inc.
2651 Spring St, Dacula, GA 30019
7706769887
Chase Home Lending
535 Dacula Rd, Dacula, GA 30019
6783605988
Will Messer -- Fairway Independent Mortgage Co.
3407 Parkside View Blvd, Dacula, GA 30019
7707141075
Will Joseph Messer | Fairway Independent Mortgage Corporation Loan Officer
Dacula, GA 30019
7707141075
PNC Mortgage
3350 Braselton Hwy, Dacula, GA 30019
6788894100
Your Best Interest
381 Harbins Rd, Dacula, GA 30019
7703103386
Mortgage lenders in Dacula Georgia help home buyers and homeowners secure financing for residential properties. Georgia law requires lenders to provide a Loan Estimate within three business days of application. Local lenders are familiar with Gwinnett County property values and the Georgia Housing and Finance Authority programs for first time buyers.
What Does a Mortgage Lender in Dacula Cost?
Typical costs for a mortgage in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costing 1,500 to 3,000 dollars. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Dacula Georgia?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Georgia lenders also require a property appraisal and title search before closing.
How long does the mortgage process take in Georgia?
The process usually takes 30 to 45 days from application to closing. Georgia law requires a three day right of rescission for most purchase loans after signing.
Are there special mortgage programs for Georgia home buyers?
Yes, the Georgia Housing and Finance Authority offers down payment assistance and low interest loans for qualified buyers. Local lenders in Dacula can help you apply for these programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.