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Directory of mortgage lenders in Covington, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
14 agents listed
Updated May 2026
Covington, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 14 mortgage lenders in Covington, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kinsmith Finance
3818 Salem Rd, Covington, GA 30016
6787296700
World Finance
3138 U.S.278 NW Suite B, Covington, GA 30014
7707862472
Trinity Mortgage & Financial Group, LLC
1111 Reynolds St SW, Covington, GA 30014
7707889921
1st Franklin Financial
6163 US-278, Covington, GA 30014
7707873325
Element Home Loans a division of NFM Inc.
1108 Clark St SW, Covington, GA 30014
8553536368
Credit Central
3183 Elm St NE, Covington, GA 30014
7707864064
Heights Finance
5131 U.S.278 NW, Covington, GA 30014
7707875320
Sunset Finance of Covington
6263 US-278, Covington, GA 30014
7707878847
OneMain Financial
11170 GA-142, Covington, GA 30014
7707863473
Integrity Lending Services, Inc
7211 Hwy 278 NE, Covington, GA 30014
7705242189
AMG Finance
9140 US-278, Covington, GA 30014
7707874211
Corporate - Lendmark Financial Services LLC
2118 Usher St NW, Covington, GA 30014
8664138340
Gateway Mortgage
165 Trelawney Cir, Covington, GA 30016
6786250375
Fairway Independent Mortgage
1112 Elm St SE, Covington, GA 30014
7703786350
Mortgage lenders in Covington, Georgia help homebuyers and homeowners secure financing for property purchases and refinancing. Georgia law requires lenders to be licensed through the Georgia Department of Banking and Finance. Working with a local lender can provide insight into Newton County property values and closing procedures.
What Does a Mortgage Lender in Covington Cost?
Typical costs for a mortgage lender in Georgia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Covington?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Georgia lenders also require a credit report and proof of assets. Self-employed borrowers may need additional business documents.
How long does it take to close on a home loan in Georgia?
A standard mortgage closing in Georgia takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or title issues. Georgia law requires a three-day right of rescission for refinances.
What are the typical down payment requirements for Covington homes?
Down payments vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. USDA and VA loans may offer zero down payment options for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.