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Directory of mortgage brokers in Charlottesville, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 19 mortgage brokers in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenna Stiltner - Atlantic Coast Mortgage
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4345310719
Atlantic Coast Mortgage - Charlottesville
1415 Rolkin Ct Suite 302, Charlottesville, VA 22911
4344461800
Ryan Schuett at Prosperity Home Mortgage - Charlottesville
350 Old Ivy Way SUITE 200, Charlottesville, VA 22903
4344227457
Atlantic Bay Mortgage Group - Charlottesville, VA
100 10th St NE UNIT 301, Charlottesville, VA 22902
4343285240
Todd Jenkins - Gray Fox Mortgage, LLC
1135 Rose Hill Dr, Charlottesville, VA 22903
4349876273
Crown Mortgage
2019 Woodbrook Ct Suite 5, Charlottesville, VA 22901
4349755626
Guild Mortgage - Katie Shiers
1939 Commonwealth Dr, Charlottesville, VA 22901
4342600421
GO Mortgage - Charlottesville
2027 Woodbrook Ct, Charlottesville, VA 22901
4349892274
Ben Aliff at First Heritage Mortgage
404 People Pl STE 303, Charlottesville, VA 22911
4349960016
Tammy Wilt, Gray Fox Mortgage LLC
1135 Rose Hill Dr Unit 101, Charlottesville, VA 22903
4342420046
First Heritage Mortgage, LLC - Charlottesville
404 People Pl STE 303, Charlottesville, VA 22911
4342275100
Carleton Garrett
700 Harris St Suite 204, Charlottesville, VA 22903
4344663393
Moe Barros-MBS Mortgage
1 Boars Head Pointe #120, Charlottesville, VA 22903
4343052278
Mahone Mortgage
685 Berkmar Ct, Charlottesville, VA 22901
4342935200
C&F Mortgage Corp
3920 Lenox Ave, Charlottesville, VA 22901
4349741450
Motto Mortgage Premier Services
900 Gardens Blvd #100, Charlottesville, VA 22901
4342161981
Homestead Funding Corp. – Charlottesville
300 W Main St, Charlottesville, VA 22902
9175593659
Guild Mortgage Company
1939 Commonwealth Dr, Charlottesville, VA 22901
4343275166
Embrace Home Loans - Charlottesville, VA
2300 Commonwealth Dr Suite 202, Charlottesville, VA 22901
4345292075
Mortgage brokers in Charlottesville Virginia help home buyers and homeowners find loan options from multiple lenders. Virginia law requires mortgage brokers to be licensed through the Virginia State Corporation Commission. Local brokers understand the Charlottesville real estate market including neighborhoods like Belmont and the Downtown Mall area.
What Does a Mortgage Broker in Charlottesville Cost?
Mortgage broker fees in Virginia typically range from 1% to 2.75% of the loan amount. For a $300,000 home this could mean $3,000 to $8,250 in broker fees. Some brokers charge a flat fee instead of a percentage. Virginia law requires brokers to disclose all fees in writing before you commit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Charlottesville Virginia?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan products that match your needs. In Virginia brokers must follow state regulations for disclosure and licensing.
How do I choose a mortgage broker in Charlottesville?
Look for a broker licensed with the Virginia State Corporation Commission. Check their experience with local lenders and ask about their fee structure. You can verify a brokers license through the Virginia SCC website.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.