Mortgage Brokers in Arlington, VA
Browse mortgage brokers serving Arlington, Virginia. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 16 mortgage brokers in Arlington, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage brokers in Arlington Virginia help home buyers and refinancing homeowners find suitable loan products from multiple lenders. Virginia law requires mortgage brokers to be licensed through the Virginia State Corporation Commission. Arlington brokers often have deep knowledge of local market conditions and specific Virginia regulations like the state usury limit.
What Does a Mortgage Broker in Arlington Cost?
Mortgage broker fees in Virginia typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between 2000 and 5000 dollars depending on loan complexity. Additional costs may include application fees and third party charges for appraisals or credit reports. Costs vary by case and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in Virginia?
A mortgage broker in Virginia must hold a license from the Virginia State Corporation Commission Bureau of Financial Institutions. The broker must also register with the Nationwide Multistate Licensing System and Registry.
How do Arlington mortgage brokers differ from loan officers at a bank?
A mortgage broker works as an independent intermediary who shops your loan to multiple lenders. A bank loan officer only offers products from that single bank. Brokers in Arlington often have access to more loan programs and can compare rates across lenders.
Are there Virginia specific rules about mortgage broker fees?
Yes. Virginia law requires mortgage brokers to provide a Good Faith Estimate of all fees within three business days of application. The broker must also disclose any yield spread premiums or other compensation from lenders in writing.