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Looking for a mortgage broker in Sioux Falls? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Sioux Falls, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 20 mortgage brokers in Sioux Falls, SD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Troy Lage - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053104645
Josh Osborne at CrossCountry Mortgage
5605 S Southeastern Ave, Sioux Falls, SD 57108
6059068209
Kelly Team - Fairway Home Mortgage
111 W 39th St, Sioux Falls, SD 57105
6053340484
Tailored Mortgage Group
5010 S Minnesota Ave, Sioux Falls, SD 57108
6052062626
Kevin Carlson: Plains Commerce Bank Mortgage NMLS# 22004
3905 W 49th St, Sioux Falls, SD 57106
6056108025
Andrew Kuyper: Plains Commerce Bank Mortgage NMLS #473256
Bryce Haan - Mortgage Lender - First International Bank & Trust - NMLS#1503867
601 S Minnesota Ave, Sioux Falls, SD 57104
6052612069
Shannon Gulbranson - Dacotah bank Mortgage - NMLS #402101
300 S Phillips Ave Unit 100, Sioux Falls, SD 57104
6059298715
Mike Brudigan at Rate (NMLS #13320)
6901 S Lyncrest Pl Suite 103, Sioux Falls, SD 57108
6053315773
Shawn Nielsen - Certified Mortgage Advisor
7405 Bitterroot Pl Suite 118, Sioux Falls, SD 57108
6056104504
Nick Kiesow - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053660919
Guaranteed Rate - Sioux Falls
101 W 69th St Suite 100, Sioux Falls, SD 57108
6053315773
Tanner Weber - Mortgage Loan Officer - First International Bank & Trust, NMLS #2099216
601 S Minnesota Ave, Sioux Falls, SD 57104
6055050439
Jeff Buum - Mortgage Lender | Fairway Heartland
7615 Kenton Ln S Suite 110, Sioux Falls, SD 57108
6053217303
Jeremy Huber Plains Commerce Mortgage Banker nmls#1196575
3905 W 49th St, Sioux Falls, SD 57106
6057709897
Windsor Mortgage
5101 S Broadband Ln Ste 101, Sioux Falls, SD 57108
8444872587
Plains Commerce Mortgage
3905 W 49th St #200, Sioux Falls, SD 57106
6053300133
C U Mortgage Direct
5010 S Solberg Ave, Sioux Falls, SD 57108
6053392152
Mortgage brokers in Sioux Falls, South Dakota help homebuyers find suitable loan products from multiple lenders. South Dakota does not require a state license for mortgage brokers who work for federally regulated banks, but independent brokers must follow the Nationwide Multistate Licensing System (NMLS) rules. Sioux Falls has a growing housing market, and local brokers can assist with conventional, FHA, and USDA loans common in the area.
What Does a Mortgage Broker in Sioux Falls Cost?
Mortgage broker fees in South Dakota typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $1,000 and $3,000. These costs are often paid by the lender or rolled into the loan. South Dakota law does not cap broker fees, so compare quotes from multiple brokers. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in South Dakota?
Mortgage brokers in South Dakota must be licensed through the NMLS and meet state education and testing requirements. The South Dakota Division of Banking oversees these licenses. Brokers working for federally insured banks may be exempt from state licensing.
How do I choose a mortgage broker in Sioux Falls?
Look for a broker with a valid NMLS license and experience with local lenders. Ask about their fee structure and whether they offer pre-approval services. Check online reviews and verify their standing with the South Dakota Division of Banking.
What documents do I need to apply for a mortgage in South Dakota?
You typically need proof of income, tax returns, bank statements, and identification. South Dakota law does not require additional state-specific documents beyond standard federal requirements. Your broker will provide a complete list based on your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Dakota.