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Directory of mortgage brokers in Brookings, South Dakota. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Brookings, SD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Dakota before hiring.
Showing 9 mortgage brokers in Brookings, SD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Team 605
323 22nd Ave, Brookings, SD 57006
6056913023
Brookings, SD - Mortgage Lender | Fairway Home Mortgage
311 3rd St, Brookings, SD 57006
6059061020
Krogman & Company Real Estate
323 22nd Ave, Brookings, SD 57006
6056922100
BankStar Financial
1301 6th St, Brookings, SD 57006
6056923636
Gayle Chapel - Brookings Home Team pwrd by Century 21 Krogman & Company
323 22nd Ave, Brookings, SD 57006
6056901177
Justin Froiland at Rate (NMLS #956715)
212 5th Ave #4, Brookings, SD 57006
6056951429
Odegaard Financial
419 8th St S, Brookings, SD 57006
6056921814
Rate
212 5th Ave #4, Brookings, SD 57006
6056951429
Robb Rykhus Multi-Financial
212 5th Ave, Brookings, SD 57006
6056925201
Mortgage brokers in Brookings South Dakota help home buyers and refinancing homeowners find suitable loan products. South Dakota law requires brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers understand the Brookings real estate market and can guide you through the process of buying a home near South Dakota State University or elsewhere in the city.
What Does a Mortgage Broker in Brookings Cost?
Mortgage broker fees in South Dakota typically range from 1% to 2% of the loan amount. For a $250,000 home, this could be $2,500 to $5,000. Some brokers charge a flat fee instead of a percentage. Costs also include third-party fees such as appraisal and credit report. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Brookings South Dakota?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information, shop for loan options, and help you complete the application. Brokers do not lend money directly but connect you with lenders that fit your needs.
Do I need a license to be a mortgage broker in South Dakota?
Yes, South Dakota requires mortgage brokers to be licensed through the Nationwide Multistate Licensing System. They must pass a background check and complete pre-licensing education. You can verify a brokers license on the NMLS Consumer Access website.
What documents do I need to apply for a mortgage in Brookings?
Typical documents include recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. If you are self-employed you may need additional profit and loss statements. Your broker will provide a full list based on your situation.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Dakota.