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Looking for a mortgage broker in Lancaster? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Lancaster, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 5 mortgage brokers in Lancaster, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1220 SC-9 Bypass, Lancaster, SC 29720
8032919870
1st Franklin Financial
1123 Hwy 9 Bypass W Suite D, Lancaster, SC 29720
8032831933
Lancaster Financial Services, Inc.
116 Woodland Dr a, Lancaster, SC 29720
8032868700
Greg Johnson, Finance of America Mortgage LLC
106B Woodland Dr, Lancaster, SC 29720
8032834271
First Choice Mortgage
108 Woodland Dr D, Lancaster, SC 29720
8032834271
Mortgage brokers in Lancaster South Carolina help homebuyers and homeowners find suitable loan options from multiple lenders. South Carolina law requires all mortgage brokers to be licensed through the Nationwide Multistate Licensing System. Local brokers understand the Lancaster County real estate market and can guide you through state-specific closing procedures.
What Does a Mortgage Broker in Lancaster Cost?
Mortgage broker fees in South Carolina typically range from 1% to 2% of the loan amount. For a $250,000 home this could be $2,500 to $5,000. Some brokers charge a flat fee between $1,000 and $3,000. Additional costs include application fees and third party charges for appraisals and credit reports. Costs vary by lender and loan complexity. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Lancaster South Carolina?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you complete the application process. In South Carolina brokers must follow the South Carolina Mortgage Broker Act for consumer protection.
How do I choose a mortgage broker in Lancaster?
Check that the broker is licensed through the NMLS database. Ask about their experience with local lenders and their knowledge of South Carolina specific programs like the SC Housing homebuyer assistance. Read online reviews and compare fees before deciding.
What documents do I need to apply for a mortgage in South Carolina?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. South Carolina also requires a property survey and title insurance. Your broker will provide a full checklist based on your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.