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Directory of mortgage brokers in Columbia, South Carolina. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Columbia, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the South Carolina before hiring.
Showing 20 mortgage brokers in Columbia, SC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heath Goodrich Lending Team
1519 Richland St, Columbia, SC 29201
8033618021
New American Funding - Craig Johnson
717 Lady St Suite H, Columbia, SC 29201
8034200068
Guild Mortgage - Lauren Sawyer Foster
1751 St Julian Pl, Columbia, SC 29204
8033913535
New American Funding - Columbia, SC
717 Lady St Suite H, Columbia, SC 29201
8032191999
Guild Mortgage - Lamont Watson
One Harbison Way STE 110, Columbia, SC 29212
8035676680
Cain Mortgage Team
2717 Devine St, Columbia, SC 29205
8032619267
Guild Mortgage - Heyward Cathcart
1751 St Julian Pl, Columbia, SC 29204
8033913546
Silverton Mortgage - Columbia
2725 Devine St Suite 1, Columbia, SC 29205
8037660484
Mortgage Options, Inc.
6140 St Andrews Rd, Columbia, SC 29212
8037325787
The VA Lady
1201 Main St 14th Floor, Columbia, SC 29201
8436996000
PrimeLending, A PlainsCapital Company - Columbia SC
1703 Gervais St, Columbia, SC 29201
8032347322
Guild Mortgage - Jason Burns
1122 Barnwell St, Columbia, SC 29201
8032107999
The Cheer Lender - NMLS# 2188462
2231 Devine St Unit 202, Columbia, SC 29205
8032002615
Megga Marq Mortgage LLC
1122 Lady St Suite 222, Columbia, SC 29201
8032002764
Midland Mortgage Corporation
1500 Richland St #2611, Columbia, SC 29201
8037651680
Gulfstream Mortgage
3101 Carlisle St Suite 105, Columbia, SC 29205
8037710080
Foundation Mortgage Corporation
2330 Devine St, Columbia, SC 29205
8037654522
Golden Gate Mortgage
3102 Millwood Ave, Columbia, SC 29205
8037882880
Guild Mortgage - Beth Gardner
1751 St Julian Pl, Columbia, SC 29204
8033913533
Travis Wright
3300 Millwood Ave, Columbia, SC 29205
8034135669
Mortgage brokers in Columbia South Carolina help home buyers and homeowners find suitable loan products from multiple lenders. South Carolina law requires mortgage brokers to be licensed through the NMLS and follow state regulations on fees and disclosures. Whether you are buying a home in the Midlands or refinancing a property, a local broker can guide you through the process.
What Does a Mortgage Broker in Columbia Cost?
Typical mortgage broker costs in South Carolina include an origination fee of 1% to 2% of the loan amount plus third party charges for appraisal and credit report. For a $250,000 loan this could mean $2,500 to $5,000 in broker fees. Some brokers may charge a flat fee instead of a percentage. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in South Carolina?
A mortgage broker must hold a valid South Carolina Mortgage Broker license through the Nationwide Multistate Licensing System (NMLS). They must also complete continuing education and pass a background check as required by state law.
How do mortgage broker fees work in Columbia SC?
Broker fees are typically paid as a percentage of the loan amount, often ranging from 1% to 3%. In South Carolina, brokers must disclose all fees in a Loan Estimate within three business days of your application.
Can a mortgage broker help with FHA loans in South Carolina?
Yes, many Columbia brokers offer FHA loans which require a 3.5% down payment and are popular with first time buyers. South Carolina also has specific FHA loan limits that vary by county.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the South Carolina.