Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage brokers in Westwood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Johl & Company
199 Center Ave, Westwood, NJ 07675
2016642973
Oxford Financial Services Inc
245 Old Hook Rd #2, Westwood, NJ 07675
2016660166
Preferred Management Inc
25 Charles St, Westwood, NJ 07675
2013589399
World Class Group
591 Broadway, Westwood, NJ 07675
9737201111
RCA Capital
700 Broadway Suite 214, Westwood, NJ 07675
8008648127
Chase Home Lending
499 Broadway, Westwood, NJ 07675
2482647685
What Does a Mortgage Broker in Westwood Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. Additional costs may include application fees and credit report charges. New Jersey law requires brokers to disclose all fees in writing. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Westwood do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you apply. They do not lend money directly but find lenders that fit your needs.
Do I need a mortgage broker or a bank in New Jersey?
Both options are valid. A broker can compare multiple lenders at once, which may save you time. Banks offer their own loan products. Your choice depends on your financial situation and preference for personalized service.
Are there New Jersey laws that protect borrowers using a mortgage broker?
Yes. New Jersey requires mortgage brokers to be licensed and follow the New Jersey Residential Mortgage Lending Act. Brokers must disclose fees upfront and provide a Good Faith Estimate. They cannot charge excessive fees or engage in predatory lending.