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Directory of mortgage brokers in Barnegat, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Barnegat, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage brokers in Barnegat, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Joy Bearden Group
770D-A, 770 Lighthouse Dr Unit 190B, Barnegat, NJ 08005
7326063925
Pioneers Home Loans
500 Barnegat Blvd N Ste 400, Barnegat, NJ 08005
6402244409
Tritown Mortgage Connection
500 Barnegat Blvd N # 300, Barnegat, NJ 08005
6094890686
John Kussmaul - Mortgage Loan Officer
560 N Main St, Barnegat, NJ 08005
7322390547
Mortgage brokers in Barnegat New Jersey connect borrowers with lenders for home purchases and refinancing. They guide clients through New Jersey specific requirements such as the state mandatory disclosure of mortgage broker fees under the New Jersey Consumer Protection Act. Brokers can help you compare loan options from multiple lenders to find a suitable rate and terms.
What Does a Mortgage Broker in Barnegat Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay an origination fee and third party costs like appraisal and credit report fees. New Jersey law requires brokers to disclose all fees in writing before you commit. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Barnegat New Jersey?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you complete the application process. They must follow New Jersey licensing rules set by the New Jersey Department of Banking and Insurance.
Are mortgage brokers required to be licensed in New Jersey?
Yes, mortgage brokers must be licensed through the Nationwide Multistate Licensing System and comply with New Jersey regulations. You can verify a brokers license on the NMLS Consumer Access website. This ensures they meet state education and background check requirements.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.