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Directory of mortgage brokers in West Caldwell, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
West Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage brokers in West Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fallivene Agency, Inc. Real Estate
1011 Bloomfield Ave #1A, West Caldwell, NJ 07006
9738821117
Kingsbridge Financial Group
33 Clinton Rd Suite 205, West Caldwell, NJ 07006
9735596488
PNC Mortgage
909 Bloomfield Ave, West Caldwell, NJ 07006
9732442105
Chase Home Lending
865 Bloomfield Ave, West Caldwell, NJ 07006
9732964128
Mortgage brokers in West Caldwell, New Jersey help home buyers and homeowners find suitable loan products from multiple lenders. New Jersey law requires all mortgage brokers to be licensed through the New Jersey Department of Banking and Insurance. Working with a local broker can simplify the process of securing a mortgage for properties in Essex County and surrounding areas.
What Does a Mortgage Broker in West Caldwell Cost?
Mortgage broker fees in New Jersey typically range from 1 percent to 2 percent of the loan amount. Some brokers charge a flat fee between 2,500 and 5,000 dollars depending on the loan complexity. You may also pay third party costs for appraisals, credit reports, and title services. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in West Caldwell do?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. In New Jersey, brokers must follow the state's licensing rules and disclose all fees upfront.
How do I choose a mortgage broker in West Caldwell?
Look for a broker who is licensed in New Jersey and has experience with local property types and market conditions. Check their reviews and ask about their fee structure. You can verify a broker's license through the New Jersey Department of Banking and Insurance website.
What documents do I need to apply for a mortgage in New Jersey?
You typically need recent pay stubs, tax returns, bank statements, and proof of assets. For self-employed borrowers, additional profit and loss statements may be required. New Jersey law also requires a signed disclosure of the loan estimate within three business days of application.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.