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Directory of mortgage brokers in Toms River, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 19 mortgage brokers in Toms River, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oceanside Mortgage Company
55 Main St, Toms River, NJ 08753
8009558965
Josh Blair-Top Mortgage Broker NMLS #241845
1310 Hooper Ave Third Floor, Toms River, NJ 08753
7329047856
Kathleen Halbing | Kathleen The Mortgage Lady | PRMG
C, 680 Hooper Ave, Toms River, NJ 08753
7324969992
Advisors Mortgage Group - Nick Esposito & Matthew Patterson
1416 Hooper Ave, Toms River, NJ 08753
7327514482
Advisors Mortgage Group - Toms River, NJ
1416 Hooper Ave, Toms River, NJ 08753
8007789044
Brett Stevens at CrossCountry Mortgage
1415 Hooper Ave # 202, Toms River, NJ 08753
7325468594
Nations Lending - John Zura
325 W Water St Ste 2W, Toms River, NJ 08753
6095480469
Luminate Bank - Toms River Branch
1848 Hooper Ave Suite 5, Toms River, NJ 08753
8482266166
New Jersey Mortgage Services
30 N Main St, Toms River, NJ 08753
8007899293
Mark Ramos at CrossCountry Mortgage
1182 Fischer Blvd Ste 1, Toms River, NJ 08753
7327132887
Joseph Rowen The Mortgage Guy
1416 Hooper Ave, Toms River, NJ 08753
2675929286
Glendenning Mortgage Corporation
81 E Water St Suite 3A and 3C, Toms River, NJ 08753
7322407227
New American Funding - Toms River, NJ
1415 Hooper Ave Suite 202, Toms River, NJ 08753
7329302355
PRMG Got Mortgages Toms River
1466 Hooper Ave, Toms River, NJ 08753
9735360276
Steve Vetter Annie Mac
1898 Hinds Rd, Toms River, NJ 08753
7326744783
Easy Mortgage Solutions
2214 NJ-37 E, Toms River, NJ 08753
8007507996
Greg Morga - AnnieMac Home Mortgage - The A Team
1898 Hinds Rd, Toms River, NJ 08753
9176138597
Spring Home
1815 Lakewood Rd Suite 236, Toms River, NJ 08755
7329088040
United Mortgage Corporation
680 Hooper Ave Building A, Suite 103, Toms River, NJ 08753
9086253004
Mortgage brokers in Toms River help home buyers and refinance clients find loan options from multiple lenders. In New Jersey, brokers must hold a license from the New Jersey Department of Banking and Insurance. They can assist with conventional, FHA, VA, and USDA loans for properties in Ocean County.
What Does a Mortgage Broker in Toms River Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. For a $300,000 loan, this means $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. Costs can also include application fees, origination fees, and third-party expenses like appraisal and title insurance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Toms River do?
A mortgage broker acts as an intermediary between you and multiple lenders. They compare loan products and rates to help you find a suitable mortgage. Brokers handle paperwork and guide you through the approval process.
Do I need a license to be a mortgage broker in New Jersey?
Yes. New Jersey requires mortgage brokers to hold a license from the New Jersey Department of Banking and Insurance. They must also pass a background check and complete continuing education courses.
How long does a typical mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day rescission period for refinances. Delays can occur due to appraisal or underwriting issues.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.