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Browse mortgage brokers serving Scotch Plains, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Scotch Plains, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage brokers in Scotch Plains, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American United Mortgage Corporation
210 Haven Ave, Scotch Plains, NJ 07076
9083225423
Joe Farella - Mortgage Lender - American United Mortgage Corporation
210 Haven Ave, Scotch Plains, NJ 07076
9083328335
Edward Jones - Financial Advisor: Jose H Monroy Jr, CFP®|CEPA®
2277 South Ave, Scotch Plains, NJ 07076
9085180788
Mortgage brokers in Scotch Plains New Jersey help home buyers and homeowners find suitable loan products from multiple lenders. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local broker can simplify the process of securing a mortgage for a home in Union County.
What Does a Mortgage Broker in Scotch Plains Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. Some brokers charge a flat fee between $2,000 and $5,000. You may also pay application fees, appraisal fees, and credit report fees. Costs vary based on loan type, loan size, and the specific broker. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Scotch Plains?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. In New Jersey, brokers must follow state licensing rules and disclose all fees upfront.
How do I choose a mortgage broker in New Jersey?
Look for a broker who is licensed with the New Jersey Department of Banking and Insurance. Ask about their experience with local lenders and their knowledge of New Jersey specific programs like the NJHMFA first time home buyer assistance. Read online reviews and request a Good Faith Estimate to compare costs.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.