Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage brokers in Ridgefield Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Summit Funding
100 Challenger Rd Suite 402, Ridgefield Park, NJ 07660
2019070060
Claudia M. Villamar, AMP
65 Challenger Rd Suite 210, Ridgefield Park, NJ 07660
6096217510
Steven Batista - Legacy Mortgage Group Inc
65 Challenger Rd Suite 210, Ridgefield Park, NJ 07660
2012075217
Michael Larson at CrossCountry Mortgage, LLC
65 Challenger Rd Suite 210, Ridgefield Park, NJ 07660
2012677265
What Does a Mortgage Broker in Ridgefield Park Cost?
Mortgage brokers in New Jersey typically charge an origination fee of 0.5% to 2.75% of the loan amount. Some brokers also charge a flat fee ranging from 500 to 3,000 dollars. Additional costs may include application fees, processing fees, and third party charges for credit reports and appraisals. New Jersey law requires brokers to provide a Loan Estimate within three business days of your application. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in New Jersey?
A mortgage broker in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. This license requires passing a background check and completing pre-licensing education. You can verify a brokers license on the NMLS Consumer Access website.
How do I choose a mortgage broker in Ridgefield Park?
Look for a broker with experience in New Jersey mortgage programs and local property types. Ask about their lender network and fee structure. Check online reviews and confirm their license status with the New Jersey Department of Banking and Insurance.
What information do I need to apply for a mortgage through a broker?
You will need pay stubs, tax returns, bank statements, and identification. For New Jersey loans, you may also need proof of homeowners insurance and a property appraisal. The broker will guide you through the full document checklist.