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Browse mortgage brokers serving Perth Amboy, New Jersey. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Perth Amboy, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage brokers in Perth Amboy, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Petra Best Realty LLC
329 Smith St, Perth Amboy, NJ 08861
7324421400
Garden State Lending
563 B Amboy Ave, Perth Amboy, NJ 08861
9738765752
Bancasa Mortgage Corporation
400 Smith St, Perth Amboy, NJ 08861
7324420715
Chase Mortgage
130 Smith St, Perth Amboy, NJ 08861
7324428157
Ez Way Mortgage Corp
272 High St suite 7, Perth Amboy, NJ 08861
7322774547
Mortgage brokers in Perth Amboy, New Jersey help homebuyers and homeowners find suitable loan products from multiple lenders. New Jersey law requires mortgage brokers to be licensed through the New Jersey Department of Banking and Insurance. Working with a local broker can give you access to lenders familiar with Perth Amboy real estate market conditions and New Jersey specific programs.
What Does a Mortgage Broker in Perth Amboy Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. For a $300,000 loan, this could mean $3,000 to $6,000 in broker compensation. Some brokers charge a flat fee instead, often between $1,500 and $3,000. Costs can also include application fees, credit report fees, and origination charges. New Jersey law requires all fees to be disclosed clearly in the Loan Estimate. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Perth Amboy?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In New Jersey, brokers must follow strict licensing rules under the New Jersey Residential Mortgage Lending Act.
How do I choose a mortgage broker in Perth Amboy?
Look for a broker who is actively licensed with the New Jersey Department of Banking and Insurance. Check their record on the Nationwide Multistate Licensing System. Ask about their experience with local lenders and their knowledge of New Jersey specific programs like the NJHMFA first-time homebuyer assistance.
What documents do I need for a mortgage broker in New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. New Jersey law also requires the broker to provide a Loan Estimate within three business days of receiving your application. This document outlines the loan terms and estimated costs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.