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Find Mortgage Brokers in Paterson, NJ

Looking for a mortgage broker in Paterson? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Paterson, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 mortgage brokers in Paterson, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
185 Main St, Paterson, NJ 07505
8664886090
Patrick Nicholson - Mortgage Loan Officer
301 Main St, Paterson, NJ 07505
2018033504
Chase Mortgage
1117 Main St #19, Paterson, NJ 07503
9737423060
Phoenix Financial Services
Plymouth Rd #20, Paterson, NJ 07502
2016575229
PRMG
188 Lafayette St, Paterson, NJ 07501
5512137285
PNC Mortgage
1152 Main St, Paterson, NJ 07503
9738813070
PNC Mortgage
191 Market St, Paterson, NJ 07505
9738813020
Chase Mortgage
148 Market St, Paterson, NJ 07505
9738811968

Mortgage brokers in Paterson, New Jersey help homebuyers find suitable loan options from multiple lenders. New Jersey law requires all mortgage brokers to be licensed through the New Jersey Department of Banking and Insurance. Working with a local broker can help you navigate the specific requirements of Passaic County real estate transactions.

What Does a Mortgage Broker in Paterson Cost?

Mortgage brokers in New Jersey typically charge a fee of 1% to 2% of the loan amount. For a $300,000 home, this fee ranges from $3,000 to $6,000. Some brokers may charge a flat fee instead, often between $2,500 and $5,000. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in New Jersey?
A mortgage broker in New Jersey must hold a valid license from the New Jersey Department of Banking and Insurance. This license requires completing pre-licensing education and passing a state exam.
How do I choose a mortgage broker in Paterson?
Look for a broker with experience in Paterson and Passaic County. Check their license status on the New Jersey Department of Banking and Insurance website and ask about their familiarity with local property types.
What documents do I need to apply for a mortgage in New Jersey?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey also requires a property survey and title insurance for most home purchases.