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Browse mortgage brokers serving Livingston, New Jersey. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Livingston, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage brokers in Livingston, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
554 S Livingston Ave, Livingston, NJ 07039
8622454497
American Mortgage Company
179 S Livingston Ave, Livingston, NJ 07039
9732146214
American Mortgage Co
154 S Livingston Ave Suite 102, Livingston, NJ 07039
9732512786
Paul Quinn - Mortgage Loan Officer
185 S Livingston Ave, Livingston, NJ 07039
9739062397
Mortgage brokers in Livingston, New Jersey help homebuyers and refinancers connect with lenders and find suitable loan products. New Jersey law requires mortgage brokers to be licensed through the New Jersey Department of Banking and Insurance, ensuring they meet state standards for education and conduct. Working with a local broker can simplify the process of navigating New Jersey specific programs like the NJHMFA down payment assistance.
What Does a Mortgage Broker in Livingston Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. For a $400,000 home, this could mean $4,000 to $8,000 in broker compensation. Some brokers are paid by the lender, which can reduce your out-of-pocket costs. Costs vary based on loan type, complexity, and lender terms. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Livingston do?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork, compare rates, and guide you through the application process. In New Jersey, brokers must follow strict licensing rules set by the state.
How do I choose a mortgage broker in Livingston New Jersey?
Check that the broker is licensed with the New Jersey Department of Banking and Insurance. Ask about their experience with local lenders and programs. Read reviews and request a clear explanation of their fees before starting.
Are there New Jersey specific rules for mortgage brokers?
Yes, New Jersey requires all mortgage brokers to hold a state license and pass a background check. They must also provide a Good Faith Estimate of costs within three days of your application. Brokers cannot charge upfront fees without a signed agreement.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.