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Directory of mortgage brokers in Jersey City, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Jersey City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 11 mortgage brokers in Jersey City, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Financial Corporation
3478 John F. Kennedy Blvd, Jersey City, NJ 07307
2018762929
Asset Based Lending
30 Montgomery St Suite 150, Jersey City, NJ 07302
2013808873
Lightning Mortgage
591 Summit Ave #517, Jersey City, NJ 07306
2013600634
Epic Mortgage Company, LLC;NMLS# 2498246
418 West Side Ave, Jersey City, NJ 07305
2014350435
Johnny Tsu @ Exponential Mortgage
101 Hudson St #2182, Jersey City, NJ 07302
9175674110
PRMG
101 Hudson St 21st Floor, Jersey City, NJ 07302
5512137285
Oqvest
111 Town Square Pl Suite 1203, Jersey City, NJ 07310
5512250733
Chase Mortgage
374 Central Ave, Jersey City, NJ 07307
2012165769
Xu Han
125 18th St, Jersey City, NJ 07310
9174127485
Greenlight Funding & Mortgage
491 Tonnelle Ave, Jersey City, NJ 07307
2017444057
Chase Home Lending
575 Washington Blvd, Jersey City, NJ 07310
6462320821
Mortgage brokers in Jersey City, New Jersey help home buyers and refinancers find suitable loan products from various lenders. They are licensed by the New Jersey Department of Banking and Insurance under the New Jersey Residential Mortgage Lending Act. A local broker understands Jersey Citys competitive real estate market and can guide you through state-specific regulations, such as New Jerseys 30-day right of rescission for certain refinances.
What Does a Mortgage Broker in Jersey City Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between $2,000 and $5,000. You may also pay an origination fee and third-party costs like appraisal and credit report fees. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Jersey City?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options from multiple banks and credit unions, and help you choose a mortgage that fits your needs. In New Jersey, brokers must hold a valid license and follow state disclosure rules.
How do I choose a mortgage broker in Jersey City?
Look for a broker licensed in New Jersey with a good track record. Check their history with the New Jersey Department of Banking and Insurance. Ask about their experience with Jersey City property types, such as condos or multi-family homes, and request a clear explanation of their fees.
Are there New Jersey laws that affect mortgage brokers?
Yes. New Jersey requires mortgage brokers to provide a Good Faith Estimate of closing costs and a Mortgage Loan Origination Agreement. The state also mandates a three-day right of rescission for most refinances. Brokers must follow the New Jersey Consumer Fraud Act, which prohibits deceptive practices.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.