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Compare Mortgage Brokers in Guttenberg, NJ

Directory of mortgage brokers in Guttenberg, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Guttenberg, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage brokers in Guttenberg, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ing Mortgage Corp
501 70th St 3rd Floor, Guttenberg, NJ 07093
2017369180
Ing Mortgage Corp
501 70th St 3rd Floor, Guttenberg, NJ 07093
2017369180

Mortgage brokers in Guttenberg New Jersey help residents find home loans from various lenders. They can assist with first-time home purchases refinancing and investment properties. New Jersey requires mortgage brokers to be licensed through the New Jersey Department of Banking and Insurance and follow state regulations on loan disclosures and interest rates.

What Does a Mortgage Broker in Guttenberg Cost?

Mortgage broker fees in New Jersey typically range from 1 to 2 percent of the loan amount. For a 300000 dollar loan this means a fee between 3000 and 6000 dollars. Some brokers charge a flat fee of 2500 to 5000 dollars. Costs vary by situation and depend on loan complexity and lender requirements. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a mortgage broker in Guttenberg do?
A mortgage broker acts as a middleman between you and potential lenders. They gather your financial information shop for loan options and help you complete the application process. In New Jersey brokers must follow the state licensing requirements under the New Jersey Residential Mortgage Lending Act.
How do I choose a mortgage broker in Guttenberg New Jersey?
Look for a broker who is licensed with the New Jersey Department of Banking and Insurance. Check their experience with local Guttenberg properties and ask about their fee structure. You can verify a brokers license through the Nationwide Multistate Licensing System.
Are there specific New Jersey laws for mortgage brokers?
Yes New Jersey has strict laws under the New Jersey Residential Mortgage Lending Act. Brokers must provide a Good Faith Estimate and a Loan Estimate within three business days of your application. They cannot charge fees without a written agreement and must disclose all costs upfront.