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Browse mortgage brokers serving Caldwell, New Jersey. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Caldwell, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 5 mortgage brokers in Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fred Sisbarro - Union Home Mortgage - NMLS 245520
3 Smull Ave, Caldwell, NJ 07006
8623435450
Ridge Title Agency
60 Roseland Ave 1st floor, Caldwell, NJ 07006
9732260495
Kearny Bank
417 Bloomfield Ave, Caldwell, NJ 07006
9732267911
Kathleen Milinkovich
307 Bloomfield Ave, Caldwell, NJ 07006
9736104207
All Jersey Title LLC
325 Bloomfield Ave, Caldwell, NJ 07006
9732185335
Mortgage brokers in Caldwell, New Jersey help home buyers and refinancers find suitable loan products from various lenders. New Jersey requires mortgage brokers to be licensed through the New Jersey Department of Banking and Insurance. Working with a local broker can simplify the process of securing a mortgage for a home in Essex County.
What Does a Mortgage Broker in Caldwell Cost?
Mortgage broker fees in New Jersey typically range from 1% to 2% of the loan amount. For a $400,000 loan, this could be $4,000 to $8,000. Additional costs may include application fees and origination fees. Some brokers are paid by the lender. All fees must be disclosed on the Loan Estimate. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Caldwell do?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork and guide you through the application process. Brokers must follow New Jersey licensing rules under the New Jersey Residential Mortgage Lending Act.
Do I need a license to be a mortgage broker in New Jersey?
Yes. Mortgage brokers in New Jersey must hold a license from the New Jersey Department of Banking and Insurance. They must also complete pre-licensing education and pass a background check.
What documents do I need to apply for a mortgage in Caldwell?
You will typically need proof of income, tax returns, bank statements, and identification. New Jersey law also requires disclosure of the Loan Estimate and Closing Disclosure within specific time frames.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.