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Looking for a mortgage broker in St Joseph? Review the directory below to compare your options.
19 agents listed
Updated May 2026
St Joseph, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 19 mortgage brokers in St Joseph, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Clear Lake
1311 N Belt Hwy Suite A, St Joseph, MO 64506
8168833028
Berkshire Hathaway HomeServices Stein & Summers Real Estate
801 Felix St, St Joseph, MO 64501
8162322000
Amanda Lundy-U.S. Bank Mortgage
2701 S Belt Hwy, St Joseph, MO 64503
8163855642
American Portfolio Mortgage Corporation
3715 Beck Rd Building C Suite 303, St Joseph, MO 64505
8163649300
US Bank Mortgage
800 N Belt Hwy, St Joseph, MO 64506
8008722657
Commerce Bank Mortgage
3606 Frederick Ave, St Joseph, MO 64506
8443402574
US Bank Mortgage
3115 Ashland Ave, St Joseph, MO 64506
8008722657
Flanagan State Bank Mortgage
Buchanan County, 3723 Beck Rd, St Joseph, MO 64501
6602541237
US Bank Mortgage
2701 S Belt Hwy, St Joseph, MO 64503
8008722657
PrimeLending, A PlainsCapital Company: Chad Severe
3827 Beck Rd A, St Joseph, MO 64506
8168833926
Jennifer L Dixon | Fairway Independent Mortgage Corporation Branch Manager
1807 N Woodbine Rd Suite C, St Joseph, MO 64506
8163908898
UMB Mortgage Loan Services
3601 Mitchell Ave, St Joseph, MO 64507
8162338284
PrimeLending, A PlainsCapital Company: Daisy Frisch
3827 Beck Rd A, St Joseph, MO 64506
8162943299
Debbie Mahoney
1807 N Woodbine Rd, St Joseph, MO 64506
8163965313
Mortgage brokers in St Joseph Missouri help homebuyers and refinancers find suitable loan products from multiple lenders. They work with local and national banks to secure financing for homes in Buchanan County and surrounding areas. Missouri law requires mortgage brokers to be licensed through the Missouri Division of Finance and follow state regulations on loan disclosures and interest rates.
What Does a Mortgage Broker in St Joseph Cost?
Mortgage broker fees in Missouri typically range from 1% to 2% of the loan amount. For a $200,000 home loan, this means $2,000 to $4,000 in broker fees. Some brokers charge a flat fee of $1,500 to $3,000 instead of a percentage. You may also pay application fees, credit report fees, and processing costs. Total costs vary by loan size, lender, and your credit profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in St Joseph Missouri?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. They do not lend money directly but connect you with lenders that fit your needs.
How do I choose a mortgage broker in St Joseph?
Look for a broker who is licensed with the Missouri Division of Finance and has experience with local property types. Check their reviews on the Better Business Bureau and ask about their fees upfront. A good broker will explain all costs and loan terms clearly.
What documents do I need to apply for a mortgage in Missouri?
You typically need pay stubs, tax returns, bank statements, and proof of employment. Missouri lenders also require a credit check and a property appraisal. Your broker will give you a complete list based on your loan type and financial situation.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.