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Looking for a mortgage broker in Cottleville? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Cottleville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 6 mortgage brokers in Cottleville, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6362444720
Magnolia Mortgage
5377 State Rte N Ste 214, Cottleville, MO 63304
6367348605
Hutto Mortgage Team
5377 State Rte N Ste. 217, Cottleville, MO 63304
8165506256
Home Loans with Integrity
3895 Mid Rivers Mall Dr, Cottleville, MO 63376
6365789453
Drew Quinones-USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6365773160
Integrity Mortgage of Missouri Corp
3893 Mid Rivers Mall Dr, Cottleville, MO 63376
3146518014
Mortgage brokers in Cottleville, Missouri help homebuyers and homeowners find suitable loan products from multiple lenders. Under Missouri law, brokers must be licensed through the Missouri Division of Finance and follow state regulations for loan origination and disclosure. Working with a local broker can simplify the process of securing a mortgage for homes in St. Charles County.
What Does a Mortgage Broker in Cottleville Cost?
Mortgage broker fees in Missouri typically range from 1% to 3% of the loan amount. For a $250,000 home, this could be $2,500 to $7,500. Some brokers charge a flat fee instead of a percentage. Additional costs include appraisal fees, credit report fees, and title insurance. Missouri law requires brokers to disclose all fees in writing before you commit. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Cottleville Missouri?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you complete the application process. In Missouri, brokers must provide a Good Faith Estimate of closing costs within three business days of application.
How do I choose a mortgage broker in Cottleville?
Look for a broker licensed with the Missouri Division of Finance and check their record on the Nationwide Multistate Licensing System. Ask about their experience with local lenders and their knowledge of St. Charles County housing market conditions.
What documents do I need for a mortgage application in Missouri?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of assets. Missouri law requires lenders to verify your income and credit history. Self-employed borrowers may need additional profit and loss statements.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.