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Directory of mortgage brokers in Herculaneum, Missouri. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Herculaneum, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 mortgage brokers in Herculaneum, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
6366381074
Chris Scheer Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
3142239824
Jolene Blecha Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
6366381074
Mortgage brokers in Herculaneum Missouri help home buyers and homeowners find suitable loan options from multiple lenders. They work with local and national lenders to secure financing for purchases or refinances. Missouri law requires mortgage brokers to be licensed through the Missouri Division of Finance and follow state regulations on loan disclosures and fees.
What Does a Mortgage Broker in Herculaneum Cost?
Mortgage broker fees in Missouri typically range from 1% to 2% of the loan amount. For a $200,000 loan this means $2,000 to $4,000. Some brokers charge a flat fee of $1,500 to $3,000. These fees are often paid by the lender or can be rolled into the loan. Always ask for a written fee breakdown before proceeding. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Herculaneum do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, compare loan products from different lenders, and help you apply for a mortgage. They do not lend money directly but find a lender that matches your needs.
Do I need a mortgage broker to buy a home in Herculaneum Missouri?
No you do not need a broker to buy a home. You can apply directly with banks or credit unions. However a broker can save you time by shopping multiple lenders for you and may help if you have unique financial circumstances.
How are mortgage brokers in Missouri regulated?
Mortgage brokers in Missouri must be licensed through the Nationwide Multistate Licensing System and comply with the Missouri Secure and Fair Enforcement Mortgage Licensing Act. They must provide a Loan Estimate within three business days of your application and follow state rules on fees and disclosures.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.