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Directory of mortgage brokers in St Joseph, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
St Joseph, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 8 mortgage brokers in St Joseph, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wendi Traxler at Rate (NMLS #143394)
717 Ship St, St Joseph, MI 49085
2699329400
Joy Cluff- Mortgage Loan Advisor
2819 S State St St, St Joseph, MI 49085
2693636953
Trina Halcomb at Rate (NMLS #1105945)
717 Ship St, St Joseph, MI 49085
2699246887
Dave Danikowski at Rate (NMLS #1987671)
717 Ship St, St Joseph, MI 49085
6306067251
Rate
717 Ship St, St Joseph, MI 49085
6162151020
John Brown - Mortgage Advisor - United Federal Credit Union
2819 S State St, St Joseph, MI 49085
2699824760
CMG Financial
800 Port St STE C, St Joseph, MI 49085
2693520579
Chase Mortgage
1310 Hilltop Rd, St Joseph, MI 49085
2699264784
Mortgage brokers in St Joseph Michigan help you find home loans from multiple lenders. They can assist with conventional FHA VA and USDA loans. Michigan law requires brokers to be licensed through the Nationwide Multistate Licensing System NMLS.
What Does a Mortgage Broker in St Joseph Cost?
Mortgage broker fees in Michigan typically range from 1 to 2 percent of the loan amount. For a 200000 dollar loan this could be 2000 to 4000 dollars. Some brokers charge a flat fee instead of a percentage. Costs vary by situation and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in St Joseph Michigan?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information and shop for loan options on your behalf. In Michigan brokers must follow the Mortgage Brokers Lenders and Servicers Licensing Act.
How do I choose a mortgage broker in St Joseph?
Look for a licensed broker with experience in Michigan real estate. Check their NMLS license and read reviews from local clients. Ask about their fees and the lenders they work with before signing any agreement.
Are there specific Michigan laws for mortgage brokers?
Yes Michigan requires all mortgage brokers to hold a license from the Department of Insurance and Financial Services DIFS. Brokers must provide a Good Faith Estimate of closing costs within three business days of your application.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.