Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 15 mortgage brokers in Bay City, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Home Lending - Bay City
1901 S Euclid Ave Suite 6, Bay City, MI 48706
9896712701
FinancialEdge Credit Union
1199 S Euclid Ave, Bay City, MI 48706
9898926088
Sheila Schmidt - Total Home Lending
1901 S Euclid Ave, Bay City, MI 48706
9897808401
Heppner Team - Total Home Lending
1901 S Euclid Ave #6, Bay City, MI 48706
9899286229
Top Flite Financial Inc
4773 2 Mile Rd, Bay City, MI 48706
9894503901
Gold Pine Real Estate & Mortgage
507 N Johnson St, Bay City, MI 48708
9892834653
Trevor Hahn-Guild Mortgage
401 Center Ave Suite 2, Bay City, MI 48708
9892841269
Pierpoint Mortgage Bay City, MI
4300 Wheeler Rd, Bay City, MI 48706
9896565098
Maier & Associates Financial Group, Inc.
5982 Westside Saginaw Rd, Bay City, MI 48706
9896848500
Guild Mortgage - Justin Holyszko
201 6th St Unit 207, Bay City, MI 48708
9892450373
Gold Pine Mortgage
507 N Johnson St, Bay City, MI 48708
9892834653
Hantz Financial Services, Inc. - Bay City, Michigan
115 First St, Bay City, MI 48708
9896849813
Independent Mortgage Co
800 Washington Ave, Bay City, MI 48708
9896716000
PNC Mortgage
1111 N Euclid Ave, Bay City, MI 48706
9898949356
PNC Mortgage
610 Lafayette Ave, Bay City, MI 48708
9898949344
What Does a Mortgage Broker in Bay City Cost?
Mortgage broker costs in Michigan typically range from 1 percent to 2 percent of the loan amount. For a 200000 dollar loan this means 2000 to 4000 dollars in fees. Some brokers charge a flat fee instead of a percentage. Costs vary by lender loan type and your credit profile. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Bay City Michigan?
A mortgage broker acts as a middleman between you and lenders. They gather your financial information and shop for loan options that fit your needs. They handle paperwork and guide you through the approval process.
Do I need a mortgage broker or can I go directly to a bank in Bay City?
You can use either option. A broker may offer more loan choices from different lenders while a bank only offers its own products. Brokers can be helpful if you have unique financial situations or want to compare multiple rates.