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Browse mortgage brokers serving Oxford, Michigan. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage brokers in Oxford, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brick Financial Group
90 S Washington St, Oxford, MI 48371
2482744748
Chase Home Lending
860 N Lapeer Rd, Oxford, MI 48371
2486283639
Mortgage brokers in Oxford Michigan help home buyers and homeowners find suitable loan options from multiple lenders. Michigan law requires mortgage brokers to be licensed through the Department of Insurance and Financial Services. Working with a local broker can provide insight into Oxford real estate market conditions and specific financing programs available in Oakland County.
What Does a Mortgage Broker in Oxford Cost?
Mortgage broker fees in Michigan typically range from 1% to 2% of the loan amount, though some brokers charge a flat fee between 2500 and 5000 dollars. These costs are often paid at closing or can be rolled into the loan. Additional costs include appraisal fees 400 to 700 dollars and credit report fees 30 to 50 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Oxford Michigan?
A mortgage broker acts as an intermediary between you and multiple lenders to find a home loan that fits your needs. They gather your financial information, shop rates and terms from different banks and credit unions, and guide you through the application process. In Michigan, brokers must follow state licensing rules and disclose their fees upfront.
How is a mortgage broker different from a bank loan officer?
A bank loan officer works for one specific lender and can only offer that institutions products. A mortgage broker works independently and can compare loan options from several lenders to find better rates or terms for your situation. Michigan law requires brokers to act in your best interest regarding loan suitability.
What documents do I need to apply with a mortgage broker in Michigan?
You typically need recent pay stubs, W-2 forms or tax returns for the past two years, bank statements, and proof of assets. Self employed borrowers may need additional profit and loss statements. Michigan law also requires proof of homeowners insurance before closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.