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Directory of mortgage brokers in Owensboro, Kentucky. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Owensboro, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 18 mortgage brokers in Owensboro, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
U.S. Bank-Mortgage Loan Officer-Michelle Brown
2701 New Hartford Rd, Owensboro, KY 42303
2706897651
Ruoff Mortgage - Owensboro
234 Frederica St Suite 103, Owensboro, KY 42301
2702402828
Cassie Johnson with Yes Mortgage/Lower
2645 Frederica St Suite 201, Owensboro, KY 42301
2703023802
Elite Mortgage
3943 KY-54, Owensboro, KY 42303
2705702237
Joelina Merritt-NMLS 1827989 Luminate Bank
2625 Frederica St Suite 1D, Owensboro, KY 42301
2703140336
Lisa O'Nan, Ruoff Mortgage
234 Frederica St, Owensboro, KY 42301
2708602274
Commonwealth Title and Mortgage Services, Inc.
4830 Towne Square Ct, Owensboro, KY 42301
2706636677
Liberty FCU Mortgage | Owensboro
2925 Wimsatt Ct E, Owensboro, KY 42303
8006852085
U.S. Bank-Mortgage Loan Officer-Elizabeth Frank
U.S. Bank Area Served, Owensboro, KY 42303
2706913791
Honor Home Loans
111 E 3rd St Ste 102, Owensboro, KY 42303
2703161418
US Bank Mortgage
1701 Carter Rd, Owensboro, KY 42301
8008722657
Vizion Mortgage LLC
3032 Alvey Park Dr W Ste 600, Owensboro, KY 42303
2702282000
Mark Gentry - First Commonwealth Mortgage
234 Frederica St, Owensboro, KY 42301
2703166597
Lincoln Home Mortgage
1035 Frederica St, Owensboro, KY 42301
2706851121
US Bank Mortgage
2701 New Hartford Rd, Owensboro, KY 42303
8008722657
Neighbors Mortgage LLC
3101 Alvey Park Dr E, Owensboro, KY 42303
2706867676
U.S. Bank-Mortgage Loan Officer-Elliot Dale
U.S. Bank area served, Owensboro, KY 42303
9137257134
U.S. Bank-Chad Pierce-Mortgage Loan Officer
2701 New Hartford Rd, Owensboro, KY 42303
2706913900
Mortgage brokers in Owensboro Kentucky help home buyers and refinancers find suitable loan products from multiple lenders. Kentucky law requires all mortgage brokers to be licensed through the Kentucky Department of Financial Institutions. Brokers in Owensboro understand local market conditions in Daviess County and can guide you through the home buying process.
What Does a Mortgage Broker in Owensboro Cost?
Mortgage broker costs in Kentucky typically range from 1% to 3% of the loan amount. For a $200,000 home this means $2,000 to $6,000 in broker fees. Some brokers charge a flat fee between $1,500 and $5,000 instead of a percentage. Costs vary based on loan complexity and lender requirements. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Owensboro Kentucky?
A mortgage broker acts as an intermediary between you and multiple lenders. They gather your financial information shop for loan options and help you complete the application process. In Kentucky brokers must follow state regulations including disclosure requirements under Kentucky Revised Statutes Chapter 286.
How do I choose a mortgage broker in Owensboro?
Look for a licensed broker registered with the Kentucky Department of Financial Institutions. Check their experience with local properties in Owensboro and Daviess County. Ask about their fee structure and lender network before signing any agreement.
Are there Kentucky specific laws for mortgage brokers?
Yes Kentucky requires mortgage brokers to hold a valid license and follow the Kentucky Mortgage Licensing Act. Brokers must provide a Mortgage Loan Originator disclosure and cannot charge fees without a written agreement. Kentucky law also sets limits on prepayment penalties and late fees.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.