Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 9 mortgage brokers in Berea, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
226 Mini Mall Dr, Berea, KY 40403
8599861118
Heights Finance
405 Richmond Rd N Ste B, Berea, KY 40403
8599866000
James Alexander, Mortgage Banker, NMLS #54612
405 Richmond Rd N suite d, Berea, KY 40403
8595824751
Stockton Mortgage Berea, KY | NMLS# 8259
405 Richmond Rd N suite d, Berea, KY 40403
8593530933
JustChoice Lending
319 Oak St, Berea, KY 40403
8663670855
Fahe
319 Oak St, Berea, KY 40403
8599862321
Fifth Third Mortgage - Gayle Roberts
137 Oak Meadow Dr, Berea, KY 40403
5133580429
US Bank Mortgage
623 KY-21, Berea, KY 40403
8008722657
Edward Jones - Financial Advisor: Chris Gilbert, WMCP®
201 Pauline Dr Suite C, Berea, KY 40403
8599864722
What Does a Mortgage Broker in Berea Cost?
Mortgage broker fees in Kentucky typically range from 1% to 2% of the loan amount. For a $200,000 loan, this could be $2,000 to $4,000. Some brokers are paid by the lender, which may reduce your upfront costs. Costs vary based on loan type, lender, and your financial profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker in Berea do?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan programs, and help you compare rates and terms.
Do I need a mortgage broker to buy a home in Kentucky?
No, you can work directly with a bank or credit union. However, a broker may offer access to more lenders and loan products, which can be helpful for first-time buyers or those with unique financial situations.
How do I choose a mortgage broker in Berea?
Check that the broker is licensed through the NMLS and has good reviews. Ask about their experience with Kentucky specific programs, such as the Kentucky Housing Corporation down payment assistance.