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Find Mortgage Brokers in Truckee, CA

Directory of mortgage brokers in Truckee, California. Verify credentials with the state state mortgage licensing authority before hiring.

15 agents listed
Updated June 2026
Truckee, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 15 mortgage brokers in Truckee, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Home Loans with Vic & Jen
12277 Soaring Way #107, Truckee, CA 96161
(530) 582-9992 vicandjen.com
Guild Mortgage - Katie Rice
11050 Pioneer Trail #201, Truckee, CA 96161
(530) 582-9991 branches.guildmortgage.com
Val Videgain- Truckee and North Lake Tahoe Real Estate
17400 Northwoods Blvd, Truckee, CA 96161
(530) 412-1671 valvidegain.com
Guild Mortgage - Chelsy Delia
11050 Pioneer Trail #201, Truckee, CA 96161
(530) 582-9991 branches.guildmortgage.com
Tahoe Truckee Brokers
10050 Bridge St #4242, Truckee, CA 96161
(530) 426-5005 tahoetruckeebrokers.com
Margo Laustsen - Realtor - DRE: 02052204
17400 Northwoods Blvd, Truckee, CA 96161
(530) 386-4463 margotahoehomes.com
Academy Mortgage
12242 Business Park Dr suite 2, Truckee, CA 96161
(530) 763-1326 academy.guildmortgage.com
Guild Mortgage Company
11050 Pioneer Trail #201, Truckee, CA 96161
(530) 582-9991 branches.guildmortgage.com
Sierra Mountain Mortgage Inc
10098 Jibboom St # 201, Truckee, CA 96161
(530) 587-3277
Finance of America Mortgage LLC
11500 Donner Pass Rd, Truckee, CA 96161
(916) 789-1688 foamortgage.com
US Bank Mortgage
10995 Donner Pass Rd, Truckee, CA 96161
(800) 872-2657 usbank.com
Summit Mortgage
10095 Dorchester Dr STE F, Truckee, CA 96161
(530) 582-6950 summit-mortgage.com
O'Dette Mortgage Group
11209 Brockway Rd c203, Truckee, CA 96161
(530) 582-3345 omglenders.com
Cherolynn Vila - Chase Home Lending Advisor - NMLS ID 554826
11260 Donner Pass Rd c8, Truckee, CA 96161
(925) 997-3652 homelendingadvisor.chase.com
JANET GREEN
11262 Donner Pass Rd, Truckee, CA 96161
(530) 559-2571 wfhm.com

What Does a Mortgage Broker in Truckee Cost?

Mortgage broker fees in California typically range from 1% to 2.75% of the loan amount. For a $500,000 loan, this means $5,000 to $13,750 in broker compensation. Some brokers charge a flat fee of $3,000 to $8,000. California law requires brokers to disclose all fees in a Loan Estimate within three business days of application. Costs vary by loan type, property location, and borrower qualifications. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a mortgage broker need in California?
A mortgage broker in California must hold a valid license from the Department of Financial Protection and Innovation under the California Finance Lenders Law. Brokers must also register with the Nationwide Multistate Licensing System and complete continuing education requirements.
How long does a typical mortgage loan process take in Truckee?
The mortgage loan process in California usually takes 30 to 45 days from application to closing. Truckee transactions may take longer due to local property title searches and appraisal requirements for mountain properties.
What documents do I need to apply for a mortgage in Truckee?
You will need recent pay stubs, W-2 forms, tax returns for the last two years, bank statements, and proof of assets. For a second home or investment property in Truckee, lenders may require additional documentation about rental income or property use.

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of California.

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