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Browse mortgage brokers serving Arcata, California. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Arcata, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage brokers in Arcata, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bailey Mortgage
934 H St, Arcata, CA 95521
7078229294
LPL Financial, Ken Houldsworth CFP, Amy Taylor
1400 10th St, Arcata, CA 95521
7078227241
Rick Bailey Mortgage Unlimited
934 H St, Arcata, CA 95521
7078229294
Edward Jones - Financial Advisor: Bryan M Plumley, CFP®|CIMA®
1165 G St suite e, Arcata, CA 95521
7078256511
Hii Mortgage Loans Arcata Ca
684 Hidden Creek Rd E, Arcata, CA 95521
7073888799
US Bank Mortgage
953 G St, Arcata, CA 95521
8008722657
Humboldt Mortgage & Realty
1203 Lincoln Ave, Arcata, CA 95521
7078456109
Mortgage brokers in Arcata, California help home buyers and homeowners find loan options from multiple lenders. They can assist with conventional loans, FHA loans, VA loans, and California-specific programs like the CalHFA first-time home buyer loan. Brokers must be licensed by the California Department of Financial Protection and Innovation under the California Financing Law.
What Does a Mortgage Broker in Arcata Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $400,000 home, this could be $4,000 to $8,000. Some brokers charge a flat fee instead of a percentage. The borrower or the lender may pay these fees depending on the loan agreement. Costs vary by situation and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Arcata?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan products, and help you find a mortgage that fits your needs. They do not lend money directly but connect you with lenders.
Do I need a mortgage broker to buy a home in California?
No, you can work directly with a bank or credit union. However, a broker can save you time by comparing multiple lenders at once. This can be helpful in competitive markets like Humboldt County.
How are mortgage brokers regulated in California?
Mortgage brokers must be licensed under the California Residential Mortgage Lending Act or the California Financing Law. They are also subject to the federal Secure and Fair Enforcement for Mortgage Licensing Act. You can verify a license through the Nationwide Multistate Licensing System.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.