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Directory of mortgage brokers in Stockton, California. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Stockton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage brokers in Stockton, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Valley Mortgage Group - Daniel A. Sosa
5713 N Pershing Ave Suite D2, Stockton, CA 95207
2093534657
Mission San Jose Mortgage
2111 W March Ln # B200, Stockton, CA 95207
8888487199
Kristina Hernandez at Homeowners Financial Group USA, LLC
5250 Claremont Ave # 105, Stockton, CA 95207
2095188277
Esmeralda Velasco - Sr. Mortgage Advisor
1024 W Robinhood Dr #6, Stockton, CA 95207
2096147271
Ralph Gresham | Branch Manager | Primary Residential Mortgage, Inc.
2027 Grand Canal Blvd suite 32, Stockton, CA 95207
Mortgage brokers in Stockton California help home buyers and homeowners find suitable loan products from multiple lenders. California law requires mortgage brokers to be licensed under the California Finance Lenders Law and follow strict disclosure rules. Brokers can assist with conventional loans FHA loans VA loans and jumbo loans for properties in San Joaquin County.
What Does a Mortgage Broker in Stockton Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $400,000 loan this means $4,000 to $8,000 in broker compensation. Some brokers charge a flat fee instead of a percentage. Costs also include third party fees like appraisal and credit report which can add $500 to $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in Stockton?
A mortgage broker acts as an intermediary between you and multiple lenders to find a loan that fits your needs. They handle paperwork and compare rates from different banks and credit unions. In California brokers must provide a Loan Estimate within three business days of your application.
Do I need a mortgage broker or a bank in Stockton?
A mortgage broker can offer access to many lenders while a bank only offers its own products. Brokers may help if you have a unique financial situation or want to compare options. California law does not require you to use a broker but they must disclose all fees upfront.
What documents do I need for a mortgage in Stockton?
You typically need pay stubs tax returns bank statements and identification. California also requires a property appraisal and a preliminary title report. Your broker will guide you through the full list based on your loan type.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.