Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage brokers in Shingle Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Jennifer Zweck
4060 Mother Lode Dr, Shingle Springs, CA 95682
5306772460
Guild Mortgage - Robin Davis
4060 Mother Lode Dr, Shingle Springs, CA 95682
9169320270
Guild Mortgage Company
4060 Mother Lode Dr, Shingle Springs, CA 95682
5306772460
Norman Financial Mortgage
3977 Durock Rd Ste 203, Shingle Springs, CA 95682
5306772267
What Does a Mortgage Broker in Shingle Springs Cost?
Mortgage broker costs in California typically include an origination fee of 1% to 2% of the loan amount. Additional costs may include application fees and processing fees ranging from 300 to 800 dollars. Some brokers charge a flat fee of 2,000 to 5,000 dollars. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker in California must hold a Mortgage Loan Originator license through the Nationwide Multistate Licensing System. They must also register with the California Department of Financial Protection and Innovation.
How do mortgage broker fees work in California?
California law limits broker fees to a percentage of the loan amount. Typical fees range from 1% to 3% of the loan principal. Brokers must provide a Loan Estimate within three business days of application.
Can a mortgage broker help with FHA loans in Shingle Springs?
Yes. Many mortgage brokers in Shingle Springs offer FHA loans which require a 3.5% down payment. They can also help with VA loans and conventional loans for local properties.