ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Brokers Near You in Santa Barbara, CA
Browse mortgage brokers serving Santa Barbara, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Santa Barbara, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage brokers in Santa Barbara, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Dawn Flori NMLS# 2348631 | The Kelly Marsh Team at Cornerstone Home Lending
1828 State St, Santa Barbara, CA 93101
8055631100
Austin Lampson at OriginPoint NMLS 2185899
1525 State St #104, Santa Barbara, CA 93101
8058697100
Susan Bonanno - Mortgage Advisor
5290 Overpass Rd STE 123, Santa Barbara, CA 93111
8052526324
Vicky Reese - TIME Lending Mortgage Broker
3820 State St D, Santa Barbara, CA 93105
8058864052
Ranch & Coast Mortgage Group, Inc.
1117 State St, Santa Barbara, CA 93101
8054486932
Guy Rivera - Branch Manager - Your Guy in the Mortgage Industry
1736 State St, Santa Barbara, CA 93101
8054523804
Michele Herrera at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
8057705517
Jeff Bochsler at Rate (NMLS #770636)
1165 Coast Village Rd C, Santa Barbara, CA 93108
8052901828
Leah Gaona at CrossCountry Mortgage
319 E Carrillo St Suite 104, Santa Barbara, CA 93101
8057705502
Matt Genovese - MG Lending
1114 State St # 237, Santa Barbara, CA 93101
8058860878
Tom Kronen at Mutual of Omaha Reverse Mortgage
1114 State St ste 320, Santa Barbara, CA 93101
8058950471
Diana MacFarlane - Mortgage Lender
606 Calle De Los Amigos, Santa Barbara, CA 93105
8058868269
Montecito Bank & Trust
1000 State St, Santa Barbara, CA 93101
8059637511
Christian Menard at Rate (NMLS #1470201)
1165 Coast Village Rd C, Santa Barbara, CA 93108
8058685116
Dan Marchiando at Paragon Mortgage Group
1215 De La Vina St STE G, Santa Barbara, CA 93101
8058860581
Paragon Mortgage Group
1215 De La Vina St STE G, Santa Barbara, CA 93101
8058991390
Jennifer Ellison - RPM Mortgage Santa Barbara
319 E Carrillo St #100, Santa Barbara, CA 93101
8054521838
Tim Dugan
8 W Victoria St, Santa Barbara, CA 93101
8056891370
McAdams Financial Services
217 E Anapamu St, Santa Barbara, CA 93101
8059631496
The Dream Team @ Movement Mortgage
222 E Carrillo St Suite 107, Santa Barbara, CA 93101
8058868318
Mortgage brokers in Santa Barbara help home buyers and property owners find suitable home loans from multiple lenders. California law requires mortgage brokers to be licensed by the Department of Financial Protection and Innovation. Working with a local Santa Barbara broker can provide insight into the unique housing market and property values in the area.
What Does a Mortgage Broker in Santa Barbara Cost?
Mortgage broker fees in California typically range from 1% to 2% of the loan amount. For a $800,000 home loan in Santa Barbara this could be $8,000 to $16,000. These fees may be paid by the borrower or the lender depending on the loan program. Some brokers charge a flat fee instead of a percentage. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage broker need in California?
A mortgage broker in California must hold a valid license from the Department of Financial Protection and Innovation. They must also register with the Nationwide Multistate Licensing System and Registry. This ensures they meet state education and background check requirements.
How long does a typical mortgage loan process take in California?
The mortgage loan process in California usually takes 30 to 45 days from application to closing. California law requires a three day right of rescission for most purchase loans. Delays can occur due to appraisal backlogs or document verification.
What documents do I need to apply for a mortgage in Santa Barbara?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. Self employed borrowers must provide profit and loss statements and business tax returns. California lenders often require additional documentation for jumbo loans due to high property values.
Free • No Obligation
Compare Mortgage Brokers
Get matched with agents in Santa Barbara who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.