Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage brokers in San Marcos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Catania Mortgage Lender (VA, Conventional, FHA, Jumbo, and USDA loans) Veteran Operated
955 Boardwalk #350, San Marcos, CA 92078
7604683923
Sheri Arnold - S.E.A. Group at Fairway Independent Mortgage
955 Boardwalk STE 305, San Marcos, CA 92078
7608898791
Brian Simantel, Superb Mortgage and Real Estate, Inc.
733 Hollowbrook Ct, San Marcos, CA 92078
6193167044
Juan J Campa C2 Financial Corp San Marcos
100 E San Marcos Blvd Ste 432, San Marcos, CA 92069
7604816680
Brian Skaar - VanDyk Mortgage Corporation
276 Glendale Ave, San Marcos, CA 92069
7607524480
Scott Storrs The Expert Mortgage Broker Operated by C2 Financial
2526 Antlers Way, San Marcos, CA 92078
7603314557
First California Funding A Mortgage Lender
215 S Pacific St #111, San Marcos, CA 92078
7604208680
Your Mortgage Shop
516 Peach Way, San Marcos, CA 92069
8003769680
What Does a Mortgage Broker in San Marcos Cost?
Mortgage broker costs in California typically include an origination fee of 0.5% to 1% of the loan amount. Some brokers charge a flat fee ranging from 1,000 to 3,000 dollars. Additional costs may include application fees and third-party charges for appraisals and credit reports. Total costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a mortgage broker do in San Marcos?
A mortgage broker acts as an intermediary between you and potential lenders. They gather your financial information, shop for loan options, and help you choose a mortgage that fits your needs. Brokers must follow California disclosure laws and provide a Loan Estimate within three business days of your application.
How do I choose a mortgage broker in San Marcos?
Look for a broker licensed with the California Department of Financial Protection and Innovation. Check their NMLS number and verify they have no disciplinary actions. Ask about their experience with local San Marcos properties and loan types such as FHA or conventional loans.
What documents do I need for a mortgage broker in California?
You typically need pay stubs, tax returns, bank statements, and proof of assets. California law requires brokers to verify your income and assets under the Truth in Lending Act. Self-employed borrowers may need additional documentation like profit and loss statements.